Mortgage Loan for Residences in UAE

Mortgage Loan for Residences in UAE First Abu Dhabi Bank (FAB)

Min. salary
AED 15,000
Reducing / Flat
7.49% / 3.99%
Down Payment
  • Salaried
  • Self Employed
  • No Salary Transfer

Finance the purchase or construction of your residence. Mortgage loans to individuals for financing the purchase / construction of property for residence.

Max Amount
AED 20,000,000
Arrangement Fee
Early Settlement Fee
1.05 %

Apply online now

Fill in your details and our expert advisor will contact you soon.

By submitting the form you agree to the Terms and Conditions and Privacy Policy

Unique Features

  • Starting from 3.99% fixed for 2 Years.
  • Post 2 years – the rate turns variable and is linked to MBR.
  • Loan to Value of up to 80%.
  • Loan tenor of up to 25 years.
  • Loan amount up to AED 20 Million.
  • Flexible repayment terms.
  • Applicable to UAE nationals, GCC nationals (UAE residents & non-residents), and non-GCC expatriates residing in the UAE.
  • Standard processing fee 1%.
  • Life and Property Insurance coverage.


  • The minimum monthly salary of AED 15,000.
  • Down payment of 20% is required.
  • Finance repayment period of up to 25 years.
  • It is not a requirement to transfer your salary to apply.

Documents required

  • Mortgage application form.
  • Income documents.
  • Property documents.