Core Benefits

• 24/7 concierge - Offering you a host of services all day, every day, the Visa Infinite Concierge makes the impossible, possible
• 0% instalment plan - Convert your transactions into manageable monthly payments and enjoy interest rates as low as 0% and flexible repayment options starting from three months. 
• Balance transfer facility - Transfer your outstanding credit card balance from any card to NBF and enjoy special promotional interest rates and repayment period options from three to 24 months
• EZ draft facility - Get access to additional funds to meet unexpected expenses and get up to 70% of your credit limit transferred into your account.
• Multi-trip travel insurance
• Visa PayWave security - Enjoy enhanced security and the convenience of a ‘tap to pay’ feature to speed up payment on small purchases. 
• Extended warranty
• Global customer assistance
• Mobile banking/SMS alert services

Features

• Cashback - For every dirham you spend on your NBF Visa Infinite Credit Card, you earn up to 3% cash back ; Any retail transaction that you do on your NBF credit card is eligible for cashback ; Earn unlimited cashback ; No minimum spend required.
• Cashback Rewards - For spending range of AED 0 to 9999, earn 1% domestic reward & 2% international reward ; For spending range of AED 10000 to 19999, earn 1.5% domestic reward & 2.5% international reward ; For spend of AED 20000 & above, earn 2% domestic reward & 3% international reward
• Supplementary card - Give your family members NBF supplementary credit cards and let them enjoy all the benefits of our exclusive rewards programme. You can have up to two credit cards issued to family members who are over 15 years of age. 
• Cash advance facility - You can withdraw up to 40% of your available credit limit at any ATM across the globe that accepts Visa. Cash can also be withdrawn over the counter at other banks worldwide.
• Direct debit facility - Enjoy the convenience and flexibility of making minimum or full payments as specified on your monthly statements via your NBF account.

Core Benefits

• 0% instalment plan - Convert your transactions into manageable monthly payments and enjoy interest rates as low as 0% and flexible repayment options starting from three months.
• Balance transfer facility - Transfer your outstanding credit card balance from any card to NBF and avail of special promotional interest rates and repayment period options from three to 24 months.
• EZ draft facility - Get access to additional funds for any unexpected expenses and get up to 70% of your credit limit transferred into your account and flexible repayment options starting from three months.
• Mobile banking/SMS alert services - For your security and to keep you up to date with your finances, you will receive free SMS alerts for: All your NBF credit card transactions ; Your payment due date reminders ; Any payments made towards servicing your credit card ; Any card statements issued
• Chip & PIN and Visa payWave - To enhance your safety, NBF’s credit cards are chip & PIN and Visa payWave enabled.
• 24/7 customer support via our call centre

Features

• Cash advance facility - You can withdraw up to 40% of your available credit limit at any ATM across the globe that accepts Visa. Cash can also be withdrawn over the counter at other banks worldwide.
• Supplementary card - Give your family members NBF supplementary credit cards and let them enjoy all the benefits of our exclusive rewards programme. You can have up to five credit cards issued to family members who are over 15 years of age.
• Direct debit facility - Enjoy the convenience and flexibility of making minimum or 100% payments as specified on your monthly statements via your NBF account.
• Cashback programme - For every dirham you spend, you earn up to 2% cashback ; Any retail transaction that you do on your NBF credit card is eligible for cashback ; Earn unlimited cashback ; No minimum spend required
• Cashback Spending Range - For spend of AED 0 to 9999, earn 1% cashback ; For spend of AED 10000 to 19999, earn 1.5% cashback ; For spend of AED 20000 & above, earn 2% cashback. 

Core Benefits

• Instant Online Banking access
• Free i-Choose Credit Card for only online shoppers
• FREE Credit Shield Takaful Cover for the first 60 Days for New Credit Card Customers from the date of issuance
• Convert your retail purchase in equal monthly installments up to 6 months ‘FREE OF MONTHLY FEE’.

Features

• Upto 100% cash withdrawal allowed
• Powered by Visa and globally accepted
• Two Free Supplementary Credit Card

Core Benefits

• Instant Online Banking access
• Free i-Choose Credit Card for only online shoppers
• FREE Credit Shield Takaful Cover for the first 60 Days for New Credit Card Customers from the date of issuance
• Convert your retail purchase in equal monthly installments up to 6 months ‘FREE OF MONTHLY FEE’.

Features

• Upto 100% cash withdrawal allowed
• Powered by Visa and globally accepted
• Two Free Supplementary Credit Card

Core Benefits

• Instant Online Banking access
• FREE Credit Shield Takaful Cover for the first 60 Days for New Credit Card Customers from the date of issuance
• Convert your retail purchase in equal monthly installments up to 6 months ‘FREE OF MONTHLY FEE’

Features

• Upto 100% cash withdrawal allowed
• Powered by Visa and globally accepted.
• Two Free Supplementary Credit Card
• Free i-Choose Credit Card for only online shoppers

Core Benefits

• Ability to transfer your balance from other banks to your NBQ Gold Card & repay your purchases in easy instalment payment plan (EPP).
• Credit Card Payment options of (5%, 10%, and 100%)

Features

• No annual subscription fees
• Higher credit limits with cash withdrawals allowed up to 90% of your credit limit
• Free credit for up to 55 days
• 1 Free additional supplementary card for your family member

Core Benefits

• Chip and Pin technology for all retail transactions
• Dynamic One Time Passcode for all online transactions
• 24/7 SMS notifications for all your purchases
• Touch ID for mobile application access

Features

• Spent less than AED 1,500 at Aswaaq, earn 2% cash back with Wafa
• Spent between AED 1,501 – AED 3,000 at Aswaaq, earn 5.5% cash back with Wafa
• Spent more than AED 3,000 at Aswaaq, earn 11% cash back with Wafa

Core Benefits

• EASE OF PAYMENTS - Monthly card payments can be made by setting up a local transfer from any online banking channel in UAE for free by entering your card number as beneficiary instead of IBAN number. In addition, payments can be made at selected exchange houses and through our network of cash deposit machines
• Chip and Pin technology for all retail transactions
• Dynamic One Time Passcode for all online transactions
• 24/7 SMS notifications for all your purchases
• Touch ID for mobile application access

Features

• Annual Fees waived
• Complimentary valet parking at over 30 locations across Abu Dhabi and Dubai. 
• Avail 1 complimentary valet service in a month with a minimum spend of AED 3,000 per month
• Earn 1% cashback on local spends and 2% cashback on international spends
• Avail complimentary cashback worth AED 50 or AED 100 against TRA approved internet calling plans.
• Rewards credit cardholders with retail spending of AED 3,000 – 4,999 will be eligible for AED 50 worth cash back and cardholders with retail spending of AED 5,000 & above will be eligible for AED 100.

Core Benefits

• EASE OF PAYMENTS - Monthly card payments can be made by setting up a local transfer from any online banking channel in UAE for free by entering your card number as beneficiary instead of IBAN number. In addition, payments can be made at selected exchange houses and through our network of cash deposit machines
• Chip and Pin technology for all retail transactions
• Dynamic One Time Passcode for all online transactions
• 24/7 SMS notifications for all your purchases
• Touch ID for mobile application access

Features

• Annual Fees waived
• Complimentary U by Emaar loyalty program membership
• Avail complimentary cashback worth AED 50 or AED 100 against TRA approved internet calling plans.
• Rewards credit cardholders with retail spending of AED 3,000 – 4,999 will be eligible for AED 50 worth cash back and cardholders with retail spending of AED 5,000 & above will be eligible for AED 100.
• Earn 1.25% cashback on local spends and 2% cashback on international spends
• Complimentary valet parking at over 30 locations across Abu Dhabi and Dubai. 
• Avail 2 complimentary valet services in a month with a minimum spend of AED 3,000 per month

Core Benefits

• EASE OF PAYMENTS - Monthly card payments can be made by setting up a local transfer from any online banking channel in UAE for free by entering your card number as beneficiary instead of IBAN number. In addition, payments can be made at selected exchange houses and through our network of cash deposit machines
• Chip and Pin technology for all retail transactions
• Dynamic One Time Passcode for all online transactions
• 24/7 SMS notifications for all your purchases
• Touch ID for mobile application access

Features

• Annual Fees waived for 1st year. AED 1000 from 2nd year onwards
• Complimentary Global Internet Calling
• Complimentary valet parking at over 30 locations across Abu Dhabi and Dubai. 
• Avail 3 complimentary valet services in a month with a minimum spend of AED 3,000 per month
• Earn 1.5% cashback on local spends and 2% cashback on international spends
• Avail complimentary cashback worth AED 50 or AED 100 against TRA approved internet calling plans.
• Rewards credit cardholders with retail spending of AED 3,000 – 4,999 will be eligible for AED 50 worth cash back and cardholders with retail spending of AED 5,000 & above will be eligible for AED 100.

Core Benefits

• Start Saving Instantly - Get back what you deserve and more every time you spend on your DIB Consumer Card. With no minimum saving cap, simply use your Card at qualified merchants and start saving from day one to maximise your monthly cashback.
  

Features

• Earn Guaranteed Cashback - The ways you spend are now ways to earn with the DIB Consumer Card. Whether you’re out shopping for groceries or at home paying bills or even refuelling your car, you earn cashback whatever you do, wherever you are.
• Wide Range of Cashback Opportunities - Earn Cashback on both Platinum Consumer and Rewards Consumer Cards for a myriad of everyday spends on bill payments, NOL and Salik recharges, refuelling, movie tickets and more.

Core Benefits

• Ways to bank : Bank by Phone , Online Banking , Bank in-branch.
• Preferential interest rates and higher credit limits.
• Free travel and medical insurance.

Features

• Cashback : 
• On spend of AED 1,000 or more (AED 35 maximum cash back amount)
• On spend of AED 2,500 or more (AED 70 maximum cash back amount)
• On spend of AED 6,000 or more (AED 140 maximum cash back amount)
• Free for life card.
• International airport lounge access.
• Fast-track Visa services.
• Hotel and dining discounts.
• Lifestyle and spa discounts.
• Travel discounts including airlines and car rental.
• Shopping discounts at selected partners across the UAE.

Core Benefits

• Balance 16.49% APR on balance transfers requested within 60 days of account opening based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
• FRAUD PROTECTION : When you use your American Express Card, you won't be held responsible for fraudulent charges. If you see a charge that you think is fraudulent, just call us at the number on the back of your Card ; 2) Unlock what Membership has to offer with the Amex Mobile app. Discover nearby offers, explore rewards, and get fraud alerts while easily managing your account from virtually anywhere.
  

Features

• With the Roadside Assistance Hotline you can get emergency services like towing, changing a flat or boosting a battery.
• When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen.
• When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more.

Core Benefits

• Enjoy flexible financial benefits including Balance Transfer, Easy Purchase Plan and Loan-on-Phone payment plans at special low interest rate.
• Stay protected with your Al Himaaya Insurance that covers you and your family in the unfortunate event that you cannot meet your financial commitments.
• Protect your local & international purchases in case of loss, theft or accidental damage, up to AED 40,000 per year.

Features

• No annual fee for first year. AED 750 from 2nd year onwards.
• Receive a cash reward of up to 2.5% for every dirham you spend using your Emirati card. Enjoy higher rewards for higher spend with bonus rewards on overseas purchases.
• Complimentary airport lounge access across MENA
• Access to premium health clubs

Core Benefits

• Protection - For the unforeseen circumstances that may prevent you or your family from meeting your financial commitments, Dubai First introduces Credit Shield - a comprehensive credit card insurance cover that offers you complete protection against life's adversities.
• 24/7 Utility Bill Payment
• Instant Cash Advances at over 1 Million ATMs around the world
• Balance Transfer - Benefit more by transferring your outstanding balance from other banks credit cards to the Dubai First Cash Back Card and enjoy special low interest rates. With a choice to repay the amount in 3 to 36 equal monthly instalments… your finances will be even easier to manage.

Features

• Up to 2.5% Cash Back on every day spends in the UAE and abroad
• 5% Cash Back on all dining and entertainment spends in the UAE and abroad
• Complimentary airport lounge access across MENA
• Access to premium health clubs
• Through its innovative cash back program, the Dubai First Cash Back Card offers you cash reward of up to AED 12,000 per year. Enjoy higher rewards for higher spends. 
• Up to 4 free Supplementary cards
  

Core Benefits

• Loan on phone - An instant, low interest loan is available to you via the phone. You can pay the loan in equal monthly instalments over 3 to 36 months.
• Balance Transfer - Benefit more by transferring your outstanding balance from other banks credit cards to Mastercard Gold card and enjoy special low interest rates. With a choice to repay the amount in 3 to 36 equal monthly instalments your finances will be even easier to manage.
• Easy Purchase Plans - Purchase any item greater than AED 1000 and nominate the same for our Easy Payment Plan with convenient monthly instalments of 3 to 36 months at a special interest rate.

Features

• CashBack Benefits - Get Cash Back of up to 2.5% on your transactions.
• Travel Benefits - Phone Dubai First Travel Assist to book your flights with 5% discount on the airfare and have the tickets conveniently delivered to your doorstep. Enjoy up to 7% discounts on Holiday Packages.
• PayPassTM Technology - Your Dubai First Cash Back Gold Mastercard is equipped with PayPass™ technology. Simply tap your card on a PayPass™ reader to save time and enjoy convenience at select outlets for purchases of up to AED 100. 

Core Benefits

Features

• 3% cashback on all your card transactions up to AED 3,600 per year, when you shop at grocery stores, supermarkets, gas outlets, pharmacies, home furnishing shops, book and toy shops, retail outlets, vegetable markets and household appliance outlets
• Free online and mobile banking
• Free SMS notifications & e-statements, so you can track all your transactions
• 24/7 access to our Call Centre

Core Benefits

• Balance Transfer Up to 0.69% per month -  For tenors up to 36 months for expatriates , For tenors up to 48 months for UAE Nationals.
• 0% Installment on Education -  0% Installment on Education, giving flexibility to convert education spend into 0% installment for 3 months with no processing fee
  
• Discounts Up to 40 % discounts at over 250+ partners and 1,000 + dining, retail and entertainment outlets in UAE
• Balance transfer facility available.

Features

• 4% cashback on all purchases at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets.
• 0.4% cashback on all other purchases when you spend AED 500 or more.
• Exclusive offers and discounts of up to 50% off at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets.
• Easy monthly instalment plan at 0.69% per month for purchases at Spar and Abu Dhabi COOP Supermarkets and Hypermarkets.
• Credit Shield insurance against personal accident and loss of employment.
• Free online and mobile banking.
• Free SMS notifications & e-statements, so you can track all your transactions.
• 24/7 access to our Call Centre.

Core Benefits

• Interest-Free Days
• Flexible payment options
• Instant Cash
• Protect Plus Insurance
• The Emirates NBD Installment Plan
• Utility bill payments (AED Cards only).

Features

• As an Emirates NBD Infinite Credit Card Cardholder, you are automatically enrolled into our dedicated concierge service.
• Complimentary Valet Parking Service.
• You can now enjoy complimentary golf at not 4, but 5 golf courses across the UAE.
• Your Emirates NBD Credit Card provides the most convenient option for RTA Salik Auto top up.
• Up to 30% at over 2,000 restaurants across the UAE , Middle East and Europe.
• Get 3% discount on air tickets and up to 10% discount on holiday packages through the Emirates NBD Travel Desk.

Core Benefits

• Earn the best rewards for all your domestic and international retail spends on your Emirates NBD Diners Club Credit Card with Plus Points.
• For every AED 100 retail spend on your card, you will earn 5 Plus Points - Duty Free spend - 5% , Dining spends - 2.5% , All other spends - 1%.
• You can redeem your Plus Points for Gift Vouchers from popular merchants, Frequent Flyer Miles of leading airlines, annual membership fee waivers or Cash Back.

Features

• Interest-Free Days.
• Flexible payment options.
• Instant Cash.
• Travel Insurance.
• Emergency & Security Services.
• Free 24/7 Roadside Assistance.

Core Benefits

• Balance Transfer - Simply transfer outstanding balances from other credit cards to your Najm Credit Card
• Loan On Phone - Get up to 70% of your available Najm Credit Card limit transferred to your bank account and take care of school fees, rent, or any other expenditure.
• Cash Advance - You can withdraw cash from ATMs worldwide that have the Cirrus log

Features

• 3% cashback every Tuesday at Carrefour
• 1.5% cashback every day at Carrefour
• 0.5% cashback everywhere Visa is accepted
• Up to AED 200 monthly savings
• Enjoy your cashback on a minimum spend of AED 2000 in a billing cycle. 
• Dedicated Najm check-out counters at Carrefour
• Free unlimited Valet Trolley at Carrefour with a minimum spend of AED 250. 
• Exclusive offers at Carrefour
• 0% EPP up to 12 months at Carrefour

Core Benefits

Features

• Get 10% cash back on groceries, utilities, school fees, dining, fashion, fuel, online shopping, travel, international spends, and everything else you can think of
• Cash back is directly credited back to your credit card account every month
• Earn cash back of up to AED 500 every month. The more you use your card, the faster you reach AED 500 monthly savings
• Get up to 5 Supplementary Cards for your family.

Core Benefits

• Balance Transfer - Simply transfer outstanding balances from other credit cards to your Najm Credit Card. 
• Loan On Phone - Get up to 70% of your available Najm Credit Card limit transferred to your bank account and take care of school fees, rent, or any other expenditure.
• Cash Advance - You can withdraw cash from ATMs worldwide that have the Cirrus logo

Features

• 10% cashback at Carrefour and 5% cashback everywhere else for the first 60 days. Get AED 400 cashback as introductory offer
• 6% cashback every Tuesday at Carrefour
• 3% cashback everyday at Carrefour.
• 1.5% cashback everywhere Visa is accepted
• Up to AED 500 savings every month
• Enjoy your cashback on a minimum spend of AED 2000 in a billing cycle. 
• 6% Cashback every Tuesday at Carrefour (All Carrefour stores, Carrefour Webstore, Carrefour Mobile app)
• 3% Cashback everyday at Carrefour
• Dedicated Najm check-out counters at Carrefour.
• Free unlimited Valet Trolley at Carrefour with a minimum spend of AED 250. 
• Exclusive offers at Carrefour
• 0% EPP up to 12 months at Carrefour

Core Benefits

• Up to 55 days interest free credit.
• Free Purchase Protection.
• Free Travel Accident Insurance.
• Cash Advance of up to 80% of your Credit Limit.
• Lowest minimum monthly payment of just 3%.
• Convert your purchase into a 0% Easy Payment Plan, for 3, 6, 9 or 12 months, at a wide range of participating merchants. 

Features

• No annual fee EVER.
• Low interest rate on outstanding Retail Purchases.
• Exclusive offers on electronics, jewellery, holidays, dining, furnishing.
• Free Supplementary Cards.
• Privileged discounts on dining and shopping.
• Enjoy hundreds of complimentary Buy 1 Get 1 offers throughtout Middle East & Africa across dining, cafes, entertainment and attractions  powered by the Buy 1, Get 1 Mastercard for You app.
• With RAKfoodie you can enjoy up to 30% Discount at over 2,000 restaurants using your RAKBANK Cards.

Core Benefits

• Low interest rate.
• Balance Transfer at attractive rates.
• 0% Easy Payment Plan, for 3, 6, 9 or 12 months, at a wide range of participating merchants.
• Cash advance of up to 80% of your credit limit.
• Up to 55 days interest free Credit.
• 3D Secure - Secure online transactions.
• Chip and PIN - Additional security for your transactions.
• Make utility payments easily through our Online or Mobile Banking service.

Features

• Exclusive dining offers at leading restaurants across a wide range of cuisines.
• Get access to a collection of over 600 exclusive offers and experiences in 27 destinations, enjoy discounted dining and VIP treatments at world-class hotels, or indulgent shopping experiences.
• MasterCard Buy 1 Get 1 Offers.
• Bicester Village Shopping Collection Benefits offer savings of up to 60% on the recommended retail price, in their own luxuriously appointed boutiques, all year round.
• Avis Car Rental discount of up to 25% and 10% off Premium Chauffeur Drive services.
• Discounted Chauffeur Rides with Careem.
• Travel Accident & Medical cover.
• Free Supplementary Card.

Core Benefits

• Free grace period up to 55 days to repay your outstanding balance. 
• A Balance transfer fee of up to 3% or AED 200 will apply; No profit up to 12 months.
• Free roadside assistance.

Features

• There is no annual fee for the first year. After the first year, there is an annual fee of AED 500.
  
• Earn 1% unlimited cash back for all your spends.
• Four free Supplementary Cards.
• Get instant SMS updates.

Core Benefits

• Free grace period up to 55 days to repay your outstanding balance.
• A Balance transfer fee of up to 3% or AED 200 will apply; No profit up to 12 months.
• Get instant SMS updates.

Features

• There is no annual fee for the first year. After the first year, there is an annual fee of AED 1000.
• Earn 1% unlimited cash back for all your spends.
• Free roadside assistance.
• Four free Supplementary Cards.

Core Benefits

• Free grace period up to 55 days to repay your outstanding balance.
• A Balance transfer fee of up to 3% or AED 200 will apply; No profit up to 12 months.

Features

• Earn 2.5 reward points for 1 AED you spend on your card.  
• Points can be redeemed for airline tickets, shopping mall vouchers.
• Get 10% cashback on all dining spends in the UAE. 
• Maximum cashback of AED 100 per transaction and AED 300 per month at ADIB approved dining outlets.

Core Benefits

• Free grace period up to 55 days to repay your outstanding balance.
• A Balance transfer fee of up to 3% or AED 200 will apply; No profit up to 12 months.

Features

• Get 1.25% cashback on international spend and 0.8% on domestic spend. 
• No minimum spend required, No maximum limit applies. 
• Cashback will be credited to the card on a monthly basis.

Core Benefits

• Free grace period up to 55 days to repay your outstanding balance.
• A Balance transfer fee of up to 3% or AED 200 will apply; No profit up to 12 months.

Features

• Get up to 9% cashback on all restaurant spends, 7% cashback on supermarket and grocery spend, 4% cashback on fuel and 1% cashback on all utility payments. 
• The minimum monthly spend of AED 3,000 (in the statement cycle) is required to avail cashback. 
• Maximum cashback of AED 50 on utility payments, AED 200 on restaurant spends, AED 50 on fuel and AED 100 on grocery spends can be earned.

Core Benefits

• The monthly profit rate is 3.29% for both with or without salary transfer per month.
• A Balance transfer fee of up to 3% or AED 200 will apply; No profit up to 12 months.

Features

• Get 5% cashback on flights
• Get 4% cashback on fuel spends
• There is no annual fee (for the 1st year). AED 299 is applicable from the 2nd year onwards. It can be waived if total retail spend in the previous year is AED 30,000 or above.

Core Benefits

• The monthly profit rate is 3.29% for both with or without salary transfer per month.
• A Balance transfer fee of up to 3% or AED 200 will apply; No profit up to 12 months.

Features

• Get 7% cashback on flights.
• Get 5% cashback on fuel spends.
• 10% discount on hotels.
• 7% discount on car rentals through rentalcars.com.

Core Benefits

• Balance Transfers Plan with 0% interest for up to 24 months.
• Cash Instalment Plan for easy cash access with 0.75% interest per month for up to 24 months.
• Flexi Instalment Plan to buy now and pay in monthly instalments with as low as 0% interest.
• Free supplementary cards for your family and friends.
• Banking on the go with Online and Mobile Banking.
• Easy, safe and convenient transactions with Apple Pay and Samsung Pay.

Features

• Get automatic cashback of :

• Get 15% off for 4 rides per month using promo code 'HSBC'
• Enjoy over 200 offers covering dining, retail,experience and accommodation with the Timeout and Golf Access Programme.
• Get airport dining discounts at over 200+ locations globally with Dragon Pass Dine & Fly program.
• Purchase Protection to enjoy cover against accidental damage or theft within 365 days' from the date of purchase–up to a maximum of USD20,000 annually.
• Extended warranty to enjoy the extension of manufacturer's warranty for up to 1 year. 
  

Core Benefits

• Ability to transfer your balance from other banks to your NBQ Classic Card & repay your purchases in easy instalment payment plan (EPP)
• Credit Card Payment options of (5%, 10%, and 100%)

Features

• No annual subscription fee
• Higher credit limits with cash withdrawals allowed up to 90% of your credit limit
• Free credit for up to 45 days
• 1 Free additional supplementary card for your family member

Core Benefits

• Manage overseas transactions - you have full flexibility to choose which countries your card may be used in.
• Set your own limits - control large spends by setting separate limits on any of your cards, including supplementary cards.
• Restrict how your card can be used - Instantly switch on or off online, contactless, and contact transactions for added security.
• Use your card to withdraw cash up to your allowed cash limit from any ATM around the world with the Mastercard logo.
• Credit Shield Insurance will provide financial security to you & your family in case of any unforeseen circumstances.
• Enjoy peace of mind when making online purchases, thanks to 3D secure TM, powered by Visa & Mastercard.

Features

• Free for the first year. Annual fee from the second year onwards of AED 525.
• Annual Fee for the supplementary card(s) is free for the first 2 years &  AED 105 from the 3rd card onwards.
• Buy 1 Get 1 Free at Costa Coffee.
• Up to 30% off on travel with Cleartrip.
• USD 50 off on Expedia.com.

Core Benefits

• Manage overseas transactions - you have full flexibility to choose which countries your card may be used in.
• Set your own limits - control large spends by setting separate limits on any of your cards, including supplementary cards.
• Restrict how your card can be used - Instantly switch on or off online, contactless, and contact transactions for added security.
• Use your card to withdraw cash up to your allowed cash limit from any ATM around the world with the Mastercard logo.
• Credit Shield Insurance will provide financial security to you & your family in case of any unforeseen circumstances.
• Enjoy peace of mind when making online purchases, thanks to 3D secure TM, powered by Visa & Mastercard.

Features

• Free for the first year. Annual fee from the second year onwards of AED 525.
• Annual Fee for the supplementary card(s) is free for the first 2 years &  AED 105 from the 3rd card onwards.
• Buy 1 Get 1 Free at Costa Coffee.
• 20% off on Careem rides.
• Up to 30% off on travel with Cleartrip.

Core Benefits

• No Annual Fee on card however depending on your plan a monthly fee is applicable
  
• extended warranty and protection on your purchases
• netflix, amazon prime, spotify, VOX cinemas, novo cinemas, reel cinemas
• zomato, deliveroo, talabat, starbucks, costa, tim hortons
• airbnb, itunes, uber, careem, noon, amazon, booking.com, fitness first, class pass

Features

• discounts at over 500+ places in the UAE with the cbd app
• 30% off on meet and greet
• 8 airport lounges access per year
• 8% off at hotels.com
• up to 12% off at agoda

Core Benefits

Features

Core Benefits

• Benefits Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through our Stars Travel Portal ; Stars can also be redeemed for the Stars Card, which is accepted as a payment method wherever you see the Visa sign ; Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues in the UAE.
• Purchase Protection - Purchase Protection provides your Platinum cardholders with extra peace of mind whatever they choose to buy. It protects against the theft or accidental damage of purchased items.

Features

• Earn 1.25 Stars for every AED 1 spent on international purchases and 0.5 Stars for every AED 1 spent on domestic purchases

• Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through our Stars Travel Portal. 

• Collect your Stars on your Stars Card - accepted as payment wherever you see the Visa sign

Core Benefits

• 0% interest instalment plan for up to 6 months on spend at 30+ partner outlets. No processing fees.

Features

• 4% value back as UNBmiles on spend at Joyalukkas Jewelers, Eros Electronics and Musafir.com.
• 1% value back as UNBmiles on all other retail spend with no caps.
• Flexibility to redeem UNBmiles for booking airline tickets & hotels directly, getting wide variety of gift vouchers.
• Up to 10% off & other exclusive offers at Musafir.com , Eros Electronics & Joyalukkas.