Core Benefits

• Purchase Insurance
• Extended Warranty
• Medical & Legal Referral

Features

• Welcome bonus of up to 75,000 EI SmartMiles
• Earn unlimited miles and redeem with no blackout dates
• Instant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwide
• Shop with your EI SmartMiles anytime, anywhere using the new “Instant Purchase” feature
• Miles Exchange with our partner’s frequent flyer programmes Etihad Guest and JetPrivilege

Core Benefits

• Ability to transfer your balance from other banks to your NBQ Card & repay your purchases in easy instalment payment plan (EPP).
• Purchase Protection with extended warranty
• 24/7 Concierge services
• Credit Card Payment options of (5%, 10%, and 100%)

Features

• Higher credit limits with cash withdrawals allowed up to 90% of your credit limit
• Free credit for up to 55 days
• 1 Free additional supplementary card for your family member

Core Benefits

• EASE OF PAYMENTS - Monthly card payments can be made by setting up a local transfer from any online banking channel in UAE for free by entering your card number as beneficiary instead of IBAN number. In addition, payments can be made at selected exchange houses and through our network of cash deposit machines
• Chip and Pin technology for all retail transactions
• Dynamic One Time Passcode for all online transactions
• 24/7 SMS notifications for all your purchases
• Touch ID for mobile application access

Features

• Annual Fees waived
• Complimentary U by Emaar loyalty program membership
• Avail complimentary cashback worth AED 50 or AED 100 against TRA approved internet calling plans.
• Rewards credit cardholders with retail spending of AED 3,000 – 4,999 will be eligible for AED 50 worth cash back and cardholders with retail spending of AED 5,000 & above will be eligible for AED 100.
• Earn 1.25% cashback on local spends and 2% cashback on international spends
• Complimentary valet parking at over 30 locations across Abu Dhabi and Dubai. 
• Avail 2 complimentary valet services in a month with a minimum spend of AED 3,000 per month

Core Benefits

• EASE OF PAYMENTS - Monthly card payments can be made by setting up a local transfer from any online banking channel in UAE for free by entering your card number as beneficiary instead of IBAN number. In addition, payments can be made at selected exchange houses and through our network of cash deposit machines
• Chip and Pin technology for all retail transactions
• Dynamic One Time Passcode for all online transactions
• 24/7 SMS notifications for all your purchases
• Touch ID for mobile application access

Features

• Annual Fees waived for 1st year. AED 1000 from 2nd year onwards
• Complimentary Global Internet Calling
• Complimentary valet parking at over 30 locations across Abu Dhabi and Dubai. 
• Avail 3 complimentary valet services in a month with a minimum spend of AED 3,000 per month
• Earn 1.5% cashback on local spends and 2% cashback on international spends
• Avail complimentary cashback worth AED 50 or AED 100 against TRA approved internet calling plans.
• Rewards credit cardholders with retail spending of AED 3,000 – 4,999 will be eligible for AED 50 worth cash back and cardholders with retail spending of AED 5,000 & above will be eligible for AED 100.

Core Benefits

• EASE OF PAYMENTS - Monthly card payments can be made by setting up a local transfer from any online banking channel in UAE for free by entering your card number as beneficiary instead of IBAN number. In addition, payments can be made at selected exchange houses and through our network of cash deposit machines
• Chip and Pin technology for all retail transactions
• Dynamic One Time Passcode for all online transactions
• 24/7 SMS notifications for all your purchases
• Touch ID for mobile application access

Features

• Annual Fees waived.
• Complimentary valet parking at over 30 locations across Abu Dhabi and Dubai. 
• Avail 4 complimentary valet services in a month with a minimum spend of AED 3,000 per month
• Earn 1.5% cashback on local spends and 2% cashback on international spends
• Avail complimentary cashback worth AED 50 or AED 100 against TRA approved internet calling plans.
• Rewards credit cardholders with retail spending of AED 3,000 – 4,999 will be eligible for AED 50 worth cash back and cardholders with retail spending of AED 5,000 & above will be eligible for AED 100.

Core Benefits

• Balance Transfers Plan with 0% interest for up to 24 months.
• Cash Instalment Plan for easy cash access with 0.75% interest per month for up to 24 months.
• Flexi Instalment Plan to buy now and pay in monthly instalments with as low as 0% interest.
• Free supplementary cards for your family and friends.
• Banking on the go with Online and Mobile Banking.
• Easy, safe and convenient transactions with Apple Pay and Samsung Pay.

Features

• Get 15% off for 4 rides per month using promo code 'HSBC'
• Enjoy over 200 offers covering dining, retail,experience and accommodation with the Timeout and Golf Access Programme.
• Get airport dining discounts at over 200+ locations globally with Dragon Pass Dine & Fly program.
• Purchase Protection to enjoy cover against accidental damage or theft within 365 days' from the date of purchase–up to a maximum of USD20,000 annually.
• Extended warranty to enjoy the extension of manufacturer's warranty for up to 1 year

Core Benefits

• Balance Transfers Plan with 0% interest for up to 24 months.
• Cash Instalment Plan for easy cash access with 0.75% interest per month for up to 24 months.
• Flexi Instalment Plan to buy now and pay in monthly instalments with as low as 0% interest.
• Free supplementary cards for your family and friends.
• Banking on the go with Online and Mobile Banking.
• Easy, safe and convenient transactions with Apple Pay and Samsung Pay

Features

• Unlimited complimentary valet parking at selected VALTRANS locations
• 20% OFF for three rides every month with Careem
• Complimentary DISCOVERY Black membership to enjoy exclusive benefits in 550+ hotel properties
• Hertz discounts and Gold Plus Rewards President’s Circle complimentary membership
• Ministry of Villas discounts and exclusive offers 
• Starwood Hotels & Resorts complimentary nights
• Complimentary travel inconvenience insurance

Core Benefits

• Balance Transfer Now you can really save big time with your Platinum Credit Card balance transfer facility. You have the opportunity to pay off balances you owe to other banks through your Platinum Credit Card, with no profit charged on the balance transferred.

Features

• Get mouth-watering discounts of up to 30% at restaurants across the UAE with your Emirates Islamic Card.
• Get fabulous discounts at partner outlets across UAE when you shop using your Emirates Islamic Card.
• Enjoy travel benefits with our exclusive travel season offers.

Core Benefits

• Free Valet Parking
• Purchase protection
• Extended warranty
• Shopper Valet
• Golf Access
• Credit Shield
• Emergency Medical and Legal referral service
• Cash on call facility
• Global Assistance

Features

• Complimentary welcome bonus of 6,000 Tamayaz Points.
• Up to 3 Tamayaz Points for every Dirham spent at Union Coop store (equivalent to 5% cashback) Tamayaz Points earned on all other purchases, in the UAE and abroad.
• One free valet parking every month at selected locations.
• Free for life card.
• Tap and pay experience with Visa Paywave.

Core Benefits

• Retail Protection Insurance per occurrence of theft and accidental damage
• Online Fraud Protection Guarantee.
• Thousands of local and global offers brought to you by American Express Selects.
• 24/7 Customer Service.

Features

• Complimentary enrolment into the Membership Rewards programme, with 2 points earned for every AED 4 of spend.
• Access to over 700 VIP Airport lounges globally with Priority Pass programme.
• Annual fee waiver with FeeBack.
• Exclusive offers brought to you by American Express Selects.

Core Benefits

• Security - Extended warranty , Purchase Protection ; Fraudulent Card Misuse , Multi Trip Travel Insurance.
• Emergency - Assistance: Crisis Response Assistance , Lost or stolen card reporting , Emergency Card replacement , Emergency Cash disbursement , Emergency payment authorization. 
• Convenience - Upto 4 Complimentary Supplementary Cards , Over 800 Payment Locations , Webpay – Online payment service , Dubai First Alerting services , E-Statement.

Features

• Up to 4 Complimentary Supplementary Cards
• Over 1,100 Payment Locations
• Dubai First Alerting services
• E-Statement
• Complimentary Valet Parking
• Wellness First
• Visa Golfing Privileges
• 200+ special deals and offers
• Visa Dining Programme

Core Benefits

•  Enjoy an interest-free credit period of up to 57 days when you pay 100% of your outstanding balance. You also have the flexibility to pay only the 5% minimum due on your outstanding balance as shown on your statement, within 26 days from your billing date.
• Need to send a cheque across for your child's school fee? Choose from two convenient options and we will send the cheque to your doorstep.
• An instant, low interest loan is available to you via the phone, payable in 3 to 36 months.
• Benefit more by transferring your outstanding balance from other credit cards to your DubaiFirst Miles card and enjoy special low interest rates.
• Purchase any item greater than AED 1000 and nominate the same for our Easy Payment Plan with convenient monthly installments of 3 to 36 months at a special interest rate.

Features

• 25,000 Welcome Bonus Dubai First Miles.
• Earn up to 2 Dubai First Miles on every USD 1 spent.
• Redeem Dubai First Miles quickly and conveniently on the DubaiFirst Miles Online Redemption Portal.
• Choose from over 400 airlines and 200,000 hotels worldwide.
• Redeem DubaiFirst Miles for any route, any destination, and for anyone with no black out dates.
• Premium Travel and Lifestyle benefits such as complimentary airport lounge access, travel insurance, valet parking and much more.

Core Benefits

• Interest-free days.
• Instant Cash.
• Lifestyle Protector Insurance.
• Flexible payment options.
• Free 24/7 roadside assistance.

Features

• Golf Privileges.
• Complimentary airport lounges access.
• Salik Auto Top Up.
• Discounts on air tickets and holiday packages.
• Bon Appétit - an exclusive dining experience.
• MasterCard experiences and offers.
• Emergency services.

Core Benefits

• Airport Lounge Access As an Emirates NBD dnata World MasterCard Credit Cardholder, enjoy unlimited complementary access to over 650 premium airport lounges in more than 300 cities worldwide, irrespective of your airline or travel class. Simply present your card at the lounge entrance quoting “Lounge Key” and relax in the comfort of the luxurious lounges when you travel.
• Concierge Services As an Emirates NBD dnata World MasterCard Cardholder, you are automatically enrolled into our dedicated concierge service. Put your mind at ease and let the concierge team take care of time-consuming errands for you. Enjoy the luxury of a team of experts providing a comprehensive array of complimentary services, including: Airport transfers* up to 4 drops per calendar year in the UAE.
  

Features

• Unlimited complimentary lounge access across the Middle East
• 0% interest installment plans when purchasing from dnata
• Discounts on dnata products and services
• Free travel insurance
• Bon Appetit Discounts of up to 30% at over 2,000 restaurants in UAE
• Get 5% discount on air tickets and up to 10% discount on holiday packages through the Emirates NBD Travel Desk
• Get facilities such as purchase protection, flexible payment plans and protect plus insurance

Core Benefits

• Interest-free days.
• Flexible payment options.
• Instant cash.
• The Emirates NBD Installment Plan.
• Utility bill payments.
• SMS alerts.
• Free 24/7 Roadside Assistance.
• 24-hour assistance.
• Online access.
• Protect Plus Insurance.

Features

• Unlimited Airport Lounge Access.
• Hertz Gold Plus Rewards Five Star Membership.
• Starwood Hotels & Resorts Complimentary Hotel Nights.
• Luxury Serviced Apartment Discounts.
• Cleartrip Airline Discount.
• Complimentary Fast Track Travel Visa Service.
• Discounted Chauffeur Rides with Careem.
• Fairmont, Raffles, and Swissotel Spa Offer.
• MasterCard Buy 1 Get 1 Offers, Powered by The Entertainer.
• Reebonz Online Shopping Privileges.
• Insurance benefits.

Core Benefits

• Interest-Free Days
• Flexible payment options
• Instant Cash
• Protect Plus Insurance
• The Emirates NBD Installment Plan
• Utility bill payments (AED Cards only).

Features

• As an Emirates NBD Infinite Credit Card Cardholder, you are automatically enrolled into our dedicated concierge service.
• Complimentary Valet Parking Service.
• You can now enjoy complimentary golf at not 4, but 5 golf courses across the UAE.
• Your Emirates NBD Credit Card provides the most convenient option for RTA Salik Auto top up.
• Up to 30% at over 2,000 restaurants across the UAE , Middle East and Europe.
• Get 3% discount on air tickets and up to 10% discount on holiday packages through the Emirates NBD Travel Desk.

Core Benefits

• Balance Transfer - Simply transfer outstanding balances from other credit cards to your Najm Credit Card.
• Loan On Phone - Get up to 70% of your available Najm Credit Card limit transferred to your bank account and take care of school fees, rent, or any other expenditure.
• Cash Advance - You can withdraw cash from ATMs worldwide that have the Cirrus logo

Features

• Get up to 5 Supplementary Cards for your family.
• The 24/7 Visa Concierge Services help you save valuable time and makes your life easy. From organizing a flight, to recommending a restaurant, arranging for opera tickets, or any services away from home - all it takes is a call to Visa Concierge.
• Enjoy Buy One Get One Free on tickets and popcorn at VOX Cinemas for up to 2 free tickets each month.
• Enjoy 30% off on dining, shopping, travel and entertainment experience at some of the UAE's finest destinations from over 450 partner merchants with Najm Lifestyle. 

Core Benefits

• Free grace period up to 55 days to repay your outstanding balance.
• A Balance transfer fee of up to 3% or AED 200 will apply; No profit up to 12 months.

Features

• Earn 2.5 reward points for 1 AED you spend on your card.  
• Points can be redeemed for airline tickets, shopping mall vouchers.
• Get 10% cashback on all dining spends in the UAE. 
• Maximum cashback of AED 100 per transaction and AED 300 per month at ADIB approved dining outlets.

Core Benefits

• The monthly profit rate is 3.29% for both with or without salary transfer per month.
• A Balance transfer fee of up to 3% or AED 200 will apply; No profit up to 12 months.

Features

• Get 7% cashback on flights.
• Get 5% cashback on fuel spends.
• 10% discount on hotels.
• 7% discount on car rentals through rentalcars.com.

Core Benefits

• Purchase Insurance
• Extended Warranty
• Medical & Legal Referral
• Free Valet Parking

Features

• Welcome bonus of up to 75,000 EI SmartMiles
• Earn unlimited miles and redeem with no blackout dates
• Instant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwide
• Shop with your EI SmartMiles anytime, anywhere using the new “Instant Purchase” feature
• Miles Exchange with our partner’s frequent flyer programmes Etihad Guest and JetPrivilege
• A wide range of shopping options with our online market place

Core Benefits

• Manage overseas transactions - you have full flexibility to choose which countries your card may be used in.
• Set your own limits - control large spends by setting separate limits on any of your cards, including supplementary cards.
• Restrict how your card can be used - Instantly switch on or off online, contactless, and contact transactions for added security.
• From last-minute restaurant reservations to planning a special occasion, your 24x7 concierge is more than happy to help you.
• Credit Shield Insurance will provide financial security to you & your family in case of any unforeseen circumstances.
• Get Purchase Protection for lost, stolen or damaged goods purchased with your Visa Infinite card.
• Use your Visa Infinite credit card to pay for your purchases and items purchased may be eligible for the benefit of Extended.
• Enjoy peace of mind when making online purchases with your Standard Chartered credit or debit card thanks to 3D Secure™, powered by Visa and Mastercard.

Features

• Free for the first year. Annual fee from the second year onwards of AED 1575.
• The annual fee for supplementary card(s) is AED 525.
• Buy 1 Get 1 Free cinema tickets.
• Buy 1 Get 1 Free at Costa Coffee.
• Enjoy 100% off on four Careem airport rides per year for a maximum of AED 100 per ride. Use promo code UAEVI.
• Enjoy over 100 exciting card offers and privileges from dining, to shopping to Lifestyle benefits.

Core Benefits

• Manage overseas transactions - you have full flexibility to choose which countries your card may be used in.
• Set your own limits - control large spends by setting separate limits on any of your cards, including supplementary cards.
• Restrict how your card can be used - Instantly switch on or off online, contactless, and contact transactions for added security.
• Get Purchase protection for lost, stolen or damaged goods purchased with your Manhattan Platinum credit card.
• Use your Manhattan Platinum credit card to pay for your purchases and items purchased may be eligible for the benefit of extended warranty.
• Credit Shield Insurance will provide financial security to you & your family in case of any unforeseen circumstances.

Features

• Free for the first year. Annual fee from the second year onwards of AED 525.
• The annual fee for supplementary card(s) free for the first 2 years. AED 157.50 from the 3rd card onwards.
• Buy 1 Get 1 Free at Costa Coffee.
• Buy 1 Get 1 Free cinema tickets.
• Up to 12% Agoda Discount.

Core Benefits

• International concierge - To get assistance and plan your dinner reservations, airline or theater tickets
• Balance Transfer - Balance transfer at 0% rate of interest for 6 monthly installments. One time processing fee of only 3% of the BT amount.No pre-closure fee.6-48 months BTF plans also available.

Features

• Buy 1, Get1 free movie tickets with Reel & Vox cinemas
• Complimentary Marhaba Silver Meet & Greet service 
• 0% interest installment plan on tickets purchased online at www.emirates.ae
• Complimentary Travel Inconvenience & Travel Medical Insurance

Core Benefits

• An optional insurance plan which covers your card outstanding for up to AED 200,000 against any untoward incidents like Critical Illness, Natural Death, Permanent Total Disability, Involuntary Loss of Employment at a nominal charge
• Save immensely on interest expenses when you transfer your outstanding balances from other bank credit cards to your Traveller Credit Card. You also earn the flexibility to repay up to 12 months.

Features

• Your ADCB Credit Card gives you to the convenience to pay as little as 5% of your outstanding balance each month, and carry forward the balance to the next billing cycle.
• Need cash against your available credit limit? Simply call us and the money will be transferred to your account within three working days. Benefit from a low interest rate and repay in easy installments of up to 24 months.
• Beat the stress of paying back any of your high value purchases by splitting transactions into easy installment plans at low interest rates and tenors of up to 24 months. At our wide range of partner locations, you can shop and pay back in installments at 0% interest charges.

Core Benefits

Features

Core Benefits

• Easy Payment Plans
• Balance Transfer Facility
• Cash on Call
• Purchase Protection
• Extended Warranty

Features

• Up to 10% cash back on supermarket spends 
• Up to 10% cash back on education
• Up to 10% cash back on dining
• Up to 10% cash back on telecom expenses

Core Benefits

• Balance Transfer Save immensely on interest expenses when you transfer your outstanding balances from other bank credit cards to an ADCB credit card. You also earn the flexibility to repay upto 12 months.

Features

• Manage your credit card account 24/7 with our multi-functional Mobile App and Personal Internet Banking.
• Beat the stress of paying back any of your high value purchases by splitting transactions into easy installment plans at low interest rates and tenors of upto 24 months. At our wide range of partner locations, you can shop and pay back in installments at zero interest charges.
• Your ADCB Credit Card gives you to the convenience to pay as little as 5% of your outstanding balance each month, and carry forward the balance to the next billing cycle.

Core Benefits

Features

• Experience world class travel privileges with Etihad, Priority Check-in, 15 Kgs excess baggage allowance.
• Complimentary lounge access worldwide via lounge-key.
•  Book your airport transfers for anytime of the day within the UAE with our concierge desk or Careem.
• Concierge desk digital services.
• VISA submission.
• Car servicing and registration.
• Local courier services.

Core Benefits

• Travel Inconvenience Insurance - Travel doesn’t always go as planned. If you encounter an obstacle, you shouldn’t have to face the inconvenience alone. Whether your luggage goes amiss or flight delays interrupt your plans, World Elite MasterCard can compensate you
• Contactless - Your Citibank MasterCard Credit Card comes with contactless technology, to make your transactions a faster, easier and much more enjoyable experience
• Balance Transfer - Balance transfer at 0% rate of interest for 6 monthly installments. One time processing fee of only 3% of the BT amount.No pre-closure fee. 6-48 months BTF plans also available.

Features

• Buy1, Get1 free movie tickets with VOX & Reel cinemas
• Citi Prestige Global Concierge team, available to assist you 24/7 from anywhere in the world
• Complimentary Marhaba Silver Meet & Greet service twice a year at Dubai International Airport
• Complimentary Travel Insurance and Purchase Protection

Core Benefits

• Supplementary cards: Get unlimited supplementary cards for your family members. You don’t have to pay any additional fee and can choose the spending limit on each card.
• Citi Concierge: Imagine having 24/7 worldwide access to someone who has the knowledge and resources to create a universe of stimulating lifestyle experiences just for you.
• Balance Transfer: Balance transfer at 0% rate of interest for 6 monthly installments. One-time processing fee of only 3% of the BT amount. No pre-closure fee.6-48 months BTF plans are also available.

Features

• Cashback on any travel booking (using points).
• Flat 30% off 4 movie tickets at VOX Cinemas every month.
• Complimentary Travel Insurance and Purchase Protection.
• Complimentary Marhaba Bronze Meet & Greet service once a year at Dubai International Airport.
• Citibank World Privileges, Free Citibank Alerting service.
• Convert your points into cash rebate or pay for your transactions with points via SMS.