Find the best Personal Loan or Consolidate your debt now

Best rate guarantee
We assure the best and the most competitive rate in the market with no hidden charges.
Quick application
We guarantee a fast and seamless personal loans application process.
End to end fulfilment
We directly manage and take care of the entire process right from the loan application till the loan disbursement.

Are you stressed due to expensive loan and credit card payments?

Consolidating your debt might help you save so much money!

if you’re overwhelmed with your total monthly payments on loans and credit cards, debt consolidation can provide you one or more following benefits:
1

Reduce your monthly loan and credit card payments

2

Get additional loan amount

3

Reduce your effective interest rate

4

Increase your disposable income

You can bank on us to simplify your financial decisions

End to end fulfilment
End to end fulfilment

We directly manage the entire process right from application stage to loan disbursement.

Easy application
Easy application

In a few simple steps you are minutes away from applying to a personal loan online.

Easy & quick comparision
Easy & quick comparision

We provide a side-by-side comparison feature to help you choose the best personal loan for you.

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Want to know more about Personal Loans?

Learn the difference between Flat Vs Reducing Interest Rates, what is Debt Burden Ratio (DBR)? How to keep a good credit score? Our guides will help refine your search and choose the best personal loan.

Personal Loans Articles

Personal Loans FAQs

To get a loan in the UAE, an individual must qualify the basic eligibility criteria. This includes the minimum salary requirement as set by the bank, your residency status and who your employer is.
The repayment period for personal loans is 48 months*
Yes, most banks allow you to repay your personal loans with an early settlement fee
No, there is no requirement to have your account with the same bank you borrow your loan from. However, you may benefit with lower interest if you agree to transfer your salary to the lending bank.
It depends on the bank and the loan's requirement, some of the banks require salary transfer and some don't. With bankonus.com you can easily see the features and the requirements for each product on the listing page.
Passport copy, labour card or government issued ID card copy, Emirates ID copy, salary certificate, salary transfer letter (optional), three to six months of bank statements.
This completely depends on the loan you are taking. After successful submission of documents, if your profile matches the bank’s criteria, you get a loan approval within five to seven days for personal loans and car loans. Home loans, business loans have a longer turnaround time, around 10 to 15 days. Once approved, the loan may be disbursed within two days. From time to time banks launch promotional offers guaranteeing quick approvals sometimes within 1 work day.
The 1st payment due date has to be linked to your salary credit date & within 60 days of loan disbursement.
This depends on various factors like your income, debt burden ratio and your credit history.

Still Confused? We are Always Available to Guide You!

If you still have questions in mind about personal loans, we are here for you! Call us and our expert advisors will be available to answer all your questions and help you choose the best personal loan that fits your needs and help you reach your goals!