Abu Dhabi Commercial Bank (ADCB)

Core Benefits

• Airport Lounge Access - Travel with your TouchPoints Platinum Credit Card and enjoy a richer experience than before.
• As a Platinum Card member, you enjoy unlimited complimentary access to premium airport lounges across the many cities where you love to travel.
• Personal chauffeur with Careem

Features

• 55 days of interest free period and minimum payment of 5% or 100 AED which ever is higher
• The foreign currency rate applicable on overseas transactions is 2.89%
• Balance Transfer Rate 0.69% per month for 9 months

Core Benefits

• Balance Transfer Save immensely on interest expenses when you transfer your outstanding balances from other bank credit cards to an ADCB credit card. You also earn the flexibility to repay upto 12 months.

Features

• Manage your credit card account 24/7 with our multi-functional Mobile App and Personal Internet Banking.
• Beat the stress of paying back any of your high value purchases by splitting transactions into easy installment plans at low interest rates and tenors of upto 24 months. At our wide range of partner locations, you can shop and pay back in installments at zero interest charges.
• Your ADCB Credit Card gives you to the convenience to pay as little as 5% of your outstanding balance each month, and carry forward the balance to the next billing cycle.

Core Benefits

• Balance Transfer - Save immensely on interest expenses when you transfer your outstanding balances from other bank credit cards to an ADCB credit card. You also earn the flexibility to repay upto 12 months.

Features

• Free for life credit card.
• Manage your credit card account 24/7 with our multi-functional Mobile App and Personal Internet Banking.
• Your ADCB Credit Card gives you to the convenience to pay as little as 5% of your outstanding balance each month, and carry forward the balance to the next billing cycle.
• Beat the stress of paying back any of your high value purchases by splitting transactions into easy installment plans at low interest rates and tenors of upto 24 months. At our wide range of partner locations, you can shop and pay back in installments at zero interest charges.

Core Benefits

• You can make payments for your ADCB Islamic Banking Touchpoints card outstanding amount through any of our convenient channels as following:
  • Personal Internet Banking - click on the “Credit Card Payment” option under the “Islamic Credit Card” menu
  • Mobile Banking App - select your Credit Card which you wish to make payment and choose “Manage your Credit Cards” tab
  • Through any of our branches and ATM with Cash Deposit facility

Features

• Utility Bill Payments : Pay your utility bills through Internet banking or through your mobile 24 hours a day without waiting in long queues.
• Pay order : Now you can get cash against your available credit limit with a Pay order.
• Fast Pay: You can now pay your Credit Card bills at any one of over 50 ADCB Branches, at 38 select ATMs from our network of Over 300 ATMS.
• Islamic Credit Card Shield (Takaful) : Your ADCB Islamic Gold Credit Card offers you protection in case of permanent disability, critical illness or death. To benefit, simply enroll in our Takaful program by paying a nominal monthly fee.

Core Benefits

• You can make payments for your ADCB Islamic Banking Touchpoints card outstanding amount through any of our convenient channels as following :
  •  Personal Internet Banking - click on the “Credit Card Payment” option under the “Islamic Credit Card” menu.
  • Mobile Banking App - select your Credit Card which you wish to make payment and choose “Manage your Credit Cards” tab.
  • Through any of our branches and ATM with Cash Deposit facility.
  • You can also set- up Auto Debit instructions to make payments from ADCB Islamic Banking Savings or Current account.

Features

• Utility Bill Payments: Pay your utility bills through Internet banking or through your mobile 24 hours a day without waiting in long queues.
• Pay order: Now you can get cash against your available credit limit with a Pay order.
• Fast Pay: You can now pay your Credit Card bills at any one of over 50 ADCB Branches, at 38 select ATMs from our network of Over 300 ATMS.
• Islamic Credit Card Shield (Takaful): Your ADCB Islamic Gold Credit Card offers you protection in case of permanent disability, critical illness or death. To benefit, simply enroll in our Takaful program by paying a nominal monthly fee.

Core Benefits

• Purchase Protection: Use your ADCB Islamic Platinum Credit Card on purchases anywhere in the world and enjoy free protection for 90 days. Coverage is valid from the date of purchase and extends to accidental damage, theft or loss of goods purchased.
• Extended Warranty: Automatic extension of up to 24 months of retailer’s or manufacturer’s warranty on many items when you buy using your ADCB Islamic Platinum Credit Card.
• Global Assistance: As an ADCB Islamic Platinum Credit Cardholder you have access to a host of privileges and benefits around the world.

Features

• Utility Bill Payments : Pay your utility bills through Internet banking or through your mobile 24 hours a day without waiting in long queues.
• Pay order: Now you can get cash against your available credit limit with Pay order.
• Fast Pay: You can now pay your ADCB Islamic Credit Card bills at any one of over 50 ADCB Branches, at 38 select ATMs from our network of over 300 ATMS.
• Islamic Credit Card Shield (Takaful): Your ADCB Islamic Platinum Credit Card offers you protection in case of permanent disability, critical illness or death.

Core Benefits

• Balance Transfer your outstanding balance from your other bank’s Credit Card to your Etihad Guest Above Credit Card and save with amazingly low interest rates.
• Benefits Your Etihad Guest Above Card offers you protection in case of permanent disability, critical illness, involuntary loss of employment or death. To benefit, simply enroll in the Credit Shield programme by paying a nominal monthly fee. The programme also insures the card member against risk of death by any cause for up to AED 100,000.
  

Features

• Utility Bill Payments : You can use your Etihad Guest Above Credit Card to pay your utility bills (Etisalat, ADDC, DEWA, AADC, and SEWA) effortlessly through ADCB Personal Internet Banking or through ADCB Mobile, anytime, anywhere.
• Personal Payment Plan : Split your everyday purchase transactions made on your Etihad Guest Above Credit Card at low interest rates and pay in easy instalments of 6, 9, 12, 18 or 24 months.
• Credit Card Loan : Benefit from a low interest rate and repay in easy instalments of 6, 9, 12, 18 or 24 months.

Core Benefits

• Balance Transfer your outstanding balance from your other bank’s Credit Card to your Etihad Guest Above Infinite Card and save with amazingly low interest rates.
• Purchase Protection & Extended Warranty Use your Etihad Guest Above Infinite Card on purchases anywhere in the world and enjoy free protection for 90 days.
• You also enjoy automatic extension of up to 24 months of retailer’s or manufacturer’s warranty on qualifying items.
• Cover for card members include: Cover up to USD 5,000 per item, USD 7,500 per incident and USD 20,000 per year maximum.
• An excess of USD 50 is applicable to each and every claim , Loss or damage must occur within 90 days of purchase.
  

Features

• Utility Bill Payments : You can use your Etihad Guest Above Infinite Card to pay your utility bills (Etisalat, ADDC, DEWA, AADC, and SEWA) effortlessly through ADCB Personal Internet Banking or through ADCB Mobile Banking, anytime, anywhere.
• Personal Payment Plan : Split your everyday purchase transactions at low interest rates and pay in easy instalments of 6, 9, 12, 18 or 24 months.
• Credit Card Loan : Benefit from a low interest rate and repay in easy instalments of 6, 9, 12, 18 or 24 months.

Core Benefits

• Protection on your outstanding balance in the event of unforeseen circumstances.
• Your ADCB Credit Card gives you to the convenience to pay as little as 5% of your outstanding balance each month, and carry forward the balance to the next billing cycle.
• An affordable global life insurance plan that covers natural death, accidental death, disability and in-patient medical expenses for as little as 50 fils per day.
• ADCB Credit Card includes added security when you shop online. The 3D Secure feature adds an extra layer of verification, so buying online is even more safe.

Features

• With your ADCB LuLu MasterCard, you can enjoy the best deals from many ongoing special promotions and exclusive spot discount offers at Lulu, Emirates General Market and Al Falah stores in the UAE.
• Enjoy a cash loan against your available credit limit at low interest rates and repay in easy monthly installments.
• Convert your purchases into easy installments from 6 to 24 months at low interest rates.
• Pay your utility bills 24 hours a day without having to wait in long queues .

Core Benefits

• Protection on your outstanding balance in the event of unforeseen circumstances.
• Your ADCB Credit Card gives you to the convenience to pay as little as 5% of your outstanding balance each month, and carry forward the balance to the next billing cycle.
• An affordable global life insurance plan that covers natural death, accidental death, disability and in-patient medical expenses for as little as 50 fils per day.
• ADCB Credit Card includes added security when you shop online. The 3D Secure feature adds an extra layer of verification, so buying online is even more safe.

Features

• With your ADCB LuLu MasterCard, you can enjoy the best deals from many ongoing special promotions and exclusive spot discount offers at Lulu, Emirates General Market and Al Falah stores in the UAE.
• Enjoy a cash loan against your available credit limit at low interest rates and repay in easy monthly installments.
• Convert your purchases into easy installments from 6 to 24 months at low interest rates.
• Pay your utility bills 24 hours a day without having to wait in long queues.

Core Benefits

• Protection on your outstanding balance in the event of unforeseen circumstances
• Your ADCB Credit Card gives you to the convenience to pay as little as 5% of your outstanding balance each month, and carry forward the balance to the next billing cycle
• An affordable global life insurance plan that covers natural death, accidental death, disability and in-patient medical expenses for as little as 50 fils per day
• ADCB Credit Card includes added security when you shop online. The 3D Secure feature adds an extra layer of verification, so buying online is even more safe.

Features

• With your ADCB LuLu MasterCard, you can enjoy the best deals from many ongoing special promotions and exclusive spot discount offers at Lulu, Emirates General Market and Al Falah stores in the UAE.
• Enjoy a cash loan against your available credit limit at low interest rates and repay in easy monthly installments.
• Convert your purchases into easy installments from 6 to 24 months at low interest rates.
• Pay your utility bills 24 hours a day without having to wait in long queues.

Core Benefits

• An optional insurance plan which covers your card outstanding for up to AED 200,000 against any untoward incidents like Critical Illness, Natural Death, Permanent Total Disability, Involuntary Loss of Employment at a nominal charge
• Save immensely on interest expenses when you transfer your outstanding balances from other bank credit cards to your Traveller Credit Card. You also earn the flexibility to repay up to 12 months.

Features

• Your ADCB Credit Card gives you to the convenience to pay as little as 5% of your outstanding balance each month, and carry forward the balance to the next billing cycle.
• Need cash against your available credit limit? Simply call us and the money will be transferred to your account within three working days. Benefit from a low interest rate and repay in easy installments of up to 24 months.
• Beat the stress of paying back any of your high value purchases by splitting transactions into easy installment plans at low interest rates and tenors of up to 24 months. At our wide range of partner locations, you can shop and pay back in installments at 0% interest charges.

Core Benefits

Features

Core Benefits

• Dining discounts of upto 25% at 1000+ restaurants in 
• Exclusive Cleartrip offer - upto 5% discount on flights, upto 10% discount on hotels and upto 15% discount on local entertainment

Features

• Balance Transfer at amazingly low interest rates
• Credit Card Loan - Benefit from a low interest rate and repay in easy installments over 6, 9, 12, 18 or 24 months.
• Easy instalment plans available at wide variety of merchants
  

Core Benefits

• Easy installment plans available at a wide variety of merchants
• Balance Transfer at amazingly low interest rates
• Credit Card Loan - Benefit from a low interest rate and repay in easy instalments over 6, 9, 12, 18 or 24 months

Features

• Receive six movie tickets free by making monthly purchases worth AED 1,500 or more
• Dining discounts of upto 25% at 1000+ restaurants in UAE
• Exclusive Cleartrip offer - upto 5% discount on flights, upto 10% discount on hotels and upto 15% discount on local entertainment

Core Benefits

• Up to 2 Etihad Guest mile per USD 1 spent.
• 35,000 Welcome bonus Etihad Guest mile.
• Up to 2 complimentary class upgrade vouchers on Eithad Airways with 50% less miles
• 2 one-way complimentary airport transfers (up to AED100) a year with Careem
• Free round the year Golf Access when spending AED 5,000 a month

Features

• Up to 15% off at Yas Island Theme Parks
• Free 90 day Purchase Protection Plan
• Medical and Legal referral when travelling internationally for a duration of 90 days
• Complete control of card with the Card Control feature on the ADCB Mobile Banking App
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Core Benefits

• Complete control of card with the Card Control feature on the ADCB Mobile Banking App.
• Optional enrollment to Credit Shield with a nominal monthly fee Utility bill payment.

Features

• Personal payment plan
• Balance transfer available