Standard Chartered Platinum X

Standard Chartered Platinum X

Min. salary
AED 5,000
Annual fee
AED 525
Best for
  • Cashback
  • Balance Transfer
  • Airport Lounge
  • Easy Payment Plan
Introducing the card that gives you up to AED 1,000 cashback per month everywhere. You can now save up to 10% when you spend online, in foreign currency and via mobile wallet.
View Summary
Card Replacement fee
AED 78.75
Over Limit fee
AED 292.95
Late payment fee
AED 241.5
Cash Withdrawal Fee
AED 105 OR 3% Which ever is higher

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Unique Features

  • Enjoy up to AED 400 cashback on all your AED online purchases and bill payments made with your mobile, laptop or tablet.
  • Enjoy up to AED 400 cashback on all non-AED purchases.
  • Enjoy up to AED 200 cashback on purchases made with Apple Pay, Samsung Pay, and Google Pay.
  • Enjoy unlimited free access to over 20 local and international lounges.


  • Free for the first year. Annual fee from the second year onwards of AED 525.
  • Annual Fee for the supplementary card(s) is free for the first 2 years &  AED 105 from the 3rd card onwards.
  • Buy 1 Get 1 Free at Costa Coffee.
  • Up to 30% off on travel with Cleartrip.
    • USD 50 off on

    Core Benefits

    • Manage overseas transactions - you have full flexibility to choose which countries your card may be used in.
    • Set your own limits - control large spends by setting separate limits on any of your cards, including supplementary cards.
    • Restrict how your card can be used - Instantly switch on or off online, contactless, and contact transactions for added security.
    • Use your card to withdraw cash up to your allowed cash limit from any ATM around the world with the Mastercard logo.
    • Credit Shield Insurance will provide financial security to you & your family in case of any unforeseen circumstances.
    • Enjoy peace of mind when making online purchases, thanks to 3D secure TM, powered by Visa & Mastercard.