DIB Johara Gold Card

DIB Johara Gold Card

Min. salary
AED 5,000
Annual fee
Get travel insurance in UAE & earn 1% of the spend made with the "Al Islami credit card" on retail purchases. Visit bankonus.com to apply for the Dib Johara Gold credit card.
View Summary
Card Replacement fee
AED 52.5
Over Limit fee
Late payment fee
AED 225
Cash Withdrawal Fee
AED 94.5

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Unique Features

  • Automatic enrollment for DIB Cardholders
  • 1 Wala'a Dirham = AED 1
  • Earn up to 3% Wala'a Dirhams monthly
  • Redeem Wala’a Dirhams for airline tickets (at over 300 airlines), hotel bookings (at 180,000+ properties worldwide), electronic items & household appliances (at EROS Electricals) Club Apparel points, utility payments like DEWA, SEWA, FEWA, ETISALAT, SALIK, DU and more. 
  • Online banking transactions do not earn Wala'a Dirhams


    • Get more with your auto assistance instant enrollment with unlimited car services, a replacement car (24 hrs), free yearly registration, 75% off your international license and several other services.
    • Automatic enrollment for DIB Cardholders and free of cost.

    Core Benefits

      • Enjoy greater travel and personal accident insurance coverage benefits for you and your family. Simply buy your tickets with your Johara Gold Card for immediate enrollment.
      • Automatic enrollment when tickets are purchased with your DIB Card
      • Free of cost
      • Your insurance plan covers Medical Expenses, Dental Care, Delayed Departure, Loss of Baggage (Gold Cardholders - USD 1,500) , Personal Accident, Loss of Cash/Valuables and more.