Islamic Car Finance

Islamic Car Finance Abu Dhabi Commercial Bank (ADCB)

Min. salary
AED 5,000
Reducing / Flat
4.52% / 2.49%
Down Payment
  • Islamic Finance
  • Salary Transfer Not Required

Your ambitions include owning your dream vehicle. That’s why ADCB Islamic Banking offers a range of Shari’ah compliant services, including Car Finance. We have combined years of world-class experience with our traditions to bring you a car financing solution that matches your values.

Max Amount
AED 1,500,000
Arrangement Fee
Early Settlement Fee
1.00 %

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Unique Features

  • Finance up to 80% of the car’s value.
  • Take advantage of competitive profit rates starting from 2.49% p.a.
  • Get finance for any new and pre-owned vehicles.
  • Repay at your own pace in up to 60 months.
  • Finance comprehensive Takaful (Insurance) coverage for the vehicle.
  • Be assured of a quick and simple approval process.
  • Second Car Finance is possible.
  • Finance up to 1.5 million.


  • You require a minimum salary of AED 5,000 per month to be eligible.
  • It is not a requirement to transfer your salary to apply.
  • You are required to put 20% as the down payment for this finance.

Documents required

  • Completed application form. (Req. for Salaried, Self Employed & Companies)
  • Valid Passport, Visa & EIDA Card copy. (Req. for Salaried, Self Employed & Companies)
  • Valid Driving License copy. (Req. for Salaried & Self Employed)
  • Salary certificate issued to ADCB, dated 30 days or less from date of loan application. (Req. for Salaried)
  • Valid Trade License copy. (Req. for Self Employed & Companies)
  • Last 3 months bank statements copy. (Req. for Salaried & Companies)
  • Last 3 months bank statements copy for both personal and company accounts. (Req. for Self Employed)
  • Quotation from Dealer. (Req. for Salaried, Self Employed & Companies)
  • Valid Power-of-Attorney copy(if applicable). (Req. for Self Employed & Companies)
  • Details of existing loans/liabilities. (Req. for Salaried, Self Employed & Companies)