Health Insurance can be a bit tricky if you are not aware of all the terms and conditions of your policy, here are the top health insurance terms that you should keep in mind.


An event which is not unexpected without any deliberate intent.


A person or an entity who is entitled to receive the benefits of the policy in case of a calamity.

Bodily injury

A physical injury caused by a sudden and unexpected event.


The amount you pay for a health service which is calculated as a percentage of the total cost.


A provision in the insurance policy which is capable of changing the original coverage that is offered in the policy.

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The property, people or events that are not covered under the insurance policy.


A document or contract between the insured and insurer stating out the terms and conditions of the insurance.


The amount of money that the insured pays for the insurance is the premium.


The cause of the loss or injury.


A fixed amount which is to be paid by the insured at the time of an event. The insurer is responsible for the rest of the reimbursement.


Amount paid by the insured before the insurance starts paying for the losses.

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