Credit cards are very beneficial if you use them wisely and take advantage of their features. Here are the top 5 credit cards with no annual fee and many features in the UAE:
Emirates Islamic Cashback Plus Card
This card gives you 10% Cashback and it is FREE for life.
Highlights:
- Minimum Salary: AED 5,000
- Annual Fee: FREE
- Rate: 3.25%
Benefits:
- Earn up to 10% cash back on Supermarkets, Education, Dining and Telecom
- Enjoy the convenience of an in-built RTA Nol Chip
- Get unlimited complimentary access to over 650 airport lounges worldwide
Emirates NBD Go4it Platinum Card
Get 30% dining discounts, life insurance, travel privileges & earn 10 plus points on AED 2,000 spend on the Go4it Platinum card. Visit bankonus.com to apply for the Emirates NBD Go4it Platinum card.
Highlights:
- Minimum Salary: AED 10,000
- Annual Fee: FREE
- Rate: 3.25%
Benefits:
- Convenience with Nol and Salik auto top-up facility
- Built-in Nol chip to make payments at RTA parking meters, on the Dubai Metro, buses and water-buses
- Savings on movie tickets – two regular VOX Cinemas movie tickets for AED 45 instead of AED 70 and a free upgrade on beverages and popcorn
- Complimentary Life Insurance of up to AED 100,000
Emirates Islamic Flex Platinum Card
Emirates Islamic Flex Cards bring you convenience and flexibility like you’ve never seen before. A card packed with benefits that complement all aspects of your lifestyle and delivers truly memorable experiences.
Highlights:
- Minimum Salary: AED 5,000
- Annual Fee: FREE
- Rate: 3.35%
Benefits:
- Enjoy unlimited complimentary golf at Arabian Ranches Golf Club or Track Meydan Golf Club on weekends or weekdays.
- Free valet parking
- Luxury hotel collection
- Fine Dining
- Exclusive Merchant Partnerships
Emirates NBD Platinum Card
Get instant cash access, free travel insurance, purchase protection & earn 2 plus points on AED 100 spend on the card. Visit bankonus.com to apply for the Emirates NBD Platinum card.
Highlights:
- Minimum Salary: AED 15,000
- Annual Fee: FREE
- Rate: 3.25%
Benefits:
- Your Emirates NBD Credit Card gives you a maximum of 55 interest-free days
- Flexible payment options
- Enjoy instant cash access to your credit limit as much as 50%
- The Emirates NBD Installment Plan
- Utility bill payments (AED Cards only)
- Free Travel Insurance
- Airport lounge access
- Emergency medical and legal referral service
- Emergency cash and card replacement
- Purchase protection
- Extended Warranty
Emirates NBD Signature Go4it Gold Card
Get instant access to up to 50% of the credit limit as cash with the Go4it Card, travel privileges and dining discounts. Visit bankonus.com to apply for the Emirates NBD Signature Go4it Gold card.
Highlights:
- Minimum Salary: AED 5,000
- Annual Fee: FREE
- Rate: 3.25%
Benefits:
- Maximum of 55 interest-free days.
- Flexible payment options
- Get instant access to up to 50% of your Credit limit as cash with your Go4it Card
- The Emirates NBD Installment Plan
- Utility Bill Payments
- You can use your Go4it Card like the RTA Nol Card (for making fare payments on the RTA transit network and Parking Meters), as well as a Credit Card (for making purchases and cash withdrawals).
- The Salik Auto top up option recharges your Salik account linked to the Go4it Card.