Credit cards are very beneficial if you use them wisely and take advantage of their features. Here are the top 5 credit cards with no annual fee and many features in the UAE:

Emirates Islamic Cashback Plus Card

This card gives you 10% Cashback and it is FREE for life.

Highlights:

  • Minimum Salary: AED 5,000
  • Annual Fee: FREE
  • Rate: 3.25%

Benefits:

  • Earn up to 10% cash back on Supermarkets, Education, Dining and Telecom
  • Enjoy the convenience of an in-built RTA Nol Chip
  • Get unlimited complimentary access to over 650 airport lounges worldwide

Emirates NBD Go4it Platinum Card

Get 30% dining discounts, life insurance, travel privileges & earn 10 plus points on AED 2,000 spend on the Go4it Platinum card. Visit bankonus.com to apply for the Emirates NBD Go4it Platinum card.

Highlights:

  • Minimum Salary: AED 10,000
  • Annual Fee: FREE
  • Rate: 3.25%

Benefits:

  • Convenience with Nol and Salik auto top-up facility
  • Built-in Nol chip to make payments at RTA parking meters, on the Dubai Metro, buses and water-buses
  • Savings on movie tickets – two regular VOX Cinemas movie tickets for AED 45 instead of AED 70 and a free upgrade on beverages and popcorn
  • Complimentary Life Insurance of up to AED 100,000

Emirates Islamic Flex Platinum Card

Emirates Islamic Flex Cards bring you convenience and flexibility like you’ve never seen before. A card packed with benefits that complement all aspects of your lifestyle and delivers truly memorable experiences.

Highlights:

  • Minimum Salary: AED 5,000
  • Annual Fee: FREE
  • Rate: 3.35%

Benefits:

  • Enjoy unlimited complimentary golf at Arabian Ranches Golf Club or Track Meydan Golf Club on weekends or weekdays.
  • Free valet parking
  • Luxury hotel collection
  • Fine Dining
  • Exclusive Merchant Partnerships

Emirates NBD Platinum Card

Get instant cash access, free travel insurance, purchase protection & earn 2 plus points on AED 100  spend on the card. Visit bankonus.com to apply for the Emirates NBD Platinum card.

Highlights:

  • Minimum Salary: AED 15,000
  • Annual Fee: FREE
  • Rate: 3.25%

Benefits:

  • Your Emirates NBD Credit Card gives you a maximum of 55 interest-free days
  • Flexible payment options
  • Enjoy instant cash access to your credit limit ­ as much as 50%
  • The Emirates NBD Installment Plan
  • Utility bill payments (AED Cards only)
  • Free Travel Insurance
  • Airport lounge access
  • Emergency medical and legal referral service
  • Emergency cash and card replacement
  • Purchase protection
  • Extended Warranty

Emirates NBD Signature Go4it Gold Card

Get instant access to up to 50% of the credit limit as cash with the Go4it Card, travel privileges and dining discounts. Visit bankonus.com to apply for the Emirates NBD Signature Go4it Gold card.

Highlights: 

  • Minimum Salary: AED 5,000
  • Annual Fee: FREE
  • Rate: 3.25%

Benefits:

  • Maximum of 55 interest-free days.
  • Flexible payment options
  • Get instant access to up to 50% of your Credit limit as cash with your Go4it Card
  • The Emirates NBD Installment Plan
  • Utility Bill Payments
  • You can use your Go4it Card like the RTA Nol Card (for making fare payments on the RTA transit network and Parking Meters), as well as a Credit Card (for making purchases and cash withdrawals).
  • The Salik Auto top up option recharges your Salik account linked to the Go4it Card.
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