Christmas is fast approaching, and with it, it is bringing truckloads of joy, fun, and bills!

Fact is, if you take that last item on the list a bit too seriously right from this moment, you might be well able to save much more than just a few extra pennies!

How, you ask? By heeding to the pointers below:

Make a list

First things first, make a list – a comprehensive one at that! Make sure to include the names of all the people you need to buy gifts for. Once done, think about how much you can really afford to spend on these gifts.

As tempted as you may be to do the otherwise, be stern with yourself and stick to this budget, and keep ticking names off the list as and when you buy gifts. Alongside, also keep checking how much of the amount is left to spend out of the set budget. Then, spend accordingly.

We know it is Christmas. We know you want to buy a world of things for your loved ones. But please, have some mercy on your pocket as well. We’re not asking you to be miser, just practical.

Start Christmas shopping online

As you have now made the list, why not start shopping online?

This way, you will be able to spread your cost (and stress) of shopping everything at the last minute. Also, you might be able to encash some Christmas-special deals and offers.

Plus, don’t forget to take advantage of voucher codes to save yourself even more money.

Book your festive tickets

If you’re travelling this Christmas to see friends or family, now is really high time that you must book your tickets, as they’re only going to get more and more expensive with every passing day!

Make your own gifts and cards

Why not allow your creative juices to flow and make your own hand-made cards and home-made gift hampers this Christmas? How about home-made chutneys and jams?

Not only will these make the receiver feel an extra ounce of special, they’ll also save you a lot of money and effort that is spent on choosing and buying gifts.

Hand-deliver your gifts and cards

If you have a little more time on your hands, and have already begun your Christmas shopping, why not personally hand-deliver your gifts and cards rather than paying for postage? This way, you’ll even get to catch up and spend a quality time with them.

Apply for the right credit card

If it’s a credit card that’s sponsoring your Christmas shopping, make sure it’s the right one.

If you use a 0% purchase card you’ll be able to spread the cost of your spending interest-free over a number of months, making the whole process of Christmas shopping much more manageable.

Find out more about the best Christmas credit cards to use in our article.

Merry Shopping, folks!

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