Financial Management

Save or Pay Off Debt First?

6 Jan 2019

To save or to pay off debt first? This usually shouldn’t be a dilemma as savings is always a good and undisputed choice. But what happens in the case when you have debt on your head? Do you then save and

Common Mistakes That Ruin Your Credit Score Even if You Were the Wealthiest

31 Dec 2018

When it comes to credit score, it is common to think that wealthy people have a perfect one. They have piles of money, big fat paychecks; they can never falter in repaying debt, right? Wrong. Piles of money do not

8 Tips for Travelling on a Budget

18 Dec 2018

Travelling to explore beautiful places doesn’t have to cost a fortune and you certainly don’t need to win the lottery to travel the world – not if you know how to watch your pennies. We’ve complied some tried and tested

Last Minute Christmas Gifts Ideas

17 Dec 2018

You did it again, didn’t you? You spent the last weekend before Christmas lazing around and procrastinating the utmost urgent Christmas shopping. And now that the weekend has quickly flown by, like it always does, you’re regretting, and mulling over

Credit Card Vs Personal Loans : Which One Should You Get?

16 Dec 2018

When you’re looking to acquire debt, there are two chief options to choose from: Credit Cards or Loans. Now, there’s no easy answer to which one’s a better or superior option. The key lies in examining your financial situations, reviewing

Quick Tricks to Build Your Emergency Fund

6 Dec 2018

Unfortunately, life doesn’t come with an itinerary. There’s no schedule, no list, about what will happen and when. Sometimes the things that come our way are good, at other times less so. It is for these ‘other times’ that we need to

Tips for Christmas Shopping on a Budget

5 Dec 2018

Christmas is fast approaching, and with it, it is bringing truckloads of joy, fun, and bills! Fact is, if you take that last item on the list a bit too seriously right from this moment, you might be well able

Why You Can’t Buy Just One Thing at the Supermarket

28 Nov 2018

If you say that you walk out of your next-door supermarket carrying just what you had in mind when you entered, then we’d very much like to call your bluff. You’re bluntly lying. Nobody ever really leaves a supermarket here

Splurging on Delivery Room Decoration is The New Financial Blunder

25 Nov 2018

Weddings aren’t the only events these days for which people save/loan extravagantly, and on which people spend blindly. No, not anymore. Rumor has it there is another player of the sort in the market. Say hi to Delivery Room Decoration.

How 50/20/30 Rule Will Change Your Life

22 Nov 2018

If you’re new into the complex conundrum that financial management is, you should probably just rote learn three numbers – 50/20/30 Rule – which, if deployed correctly, serve as a brilliant financial planning tool. So, how does it help really?