Without End of Service Benefit Assignment

Without End of Service Benefit Assignment

Min. salary
AED 10,000
Max. Amount
AED 2,000,000
Effective rate
We know that there are situations when your employer may not be able to provide End-of-Service Benefits. If your employer does not assign or cannot offer any gratuity benefit, we endeavour to provide possibilities for you to still be eligible to get a loan
View Summary
Salary Transfer
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement

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  • Easy repayment periods
  • High loan amounts up to 15 times your salary or upto AED 2,000,000
  • Simple documentation
  • Fast processing of loan application

Documents Required

  • Valid Passport Copy with valid Resident Visa page
  • UAE Nationals: Idbara page of UAE Nationals
  • Original Emirates ID and Emirates ID copy
  • Proof of Residency or Utility Bill
  • Undated Security Cheque
  • Credit Card Statements (Where applicable)
  • Latest 3 Months Bank statement
  • Latest Salary Certificate / Salary Transfer Letter


  • Salary transfer letter must be provided by the employer that carries the “Intimation Clause” by which the employer undertakes to inform Emirates NBD, once the applicant's employment ceases with them
  • Minimum salary requirement of AED 10,000