Personal cash Loan (with credit card)

Personal cash Loan (with credit card)

Min. salary
AED 6,000
Max. Amount
AED 800,000
Effective rate
We strive to provide financial assistance to everybody who needs it. With our Personal Cash Loan, even those who are employed by companies which are not on Emirates NBD's Approved List can get access to additional funds if the need arises.
View Summary
Salary Transfer
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement

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  • Maximum loan amount up to AED 800,000.
  • Min salary is 6000 AED 
  • Available for non-salary transfer
  • Available even for customers whose employer is not on Emirates NBD's Approved List

Documents Required

  • Valid Passport Copy with valid Resident Visa page
  • UAE Nationals: Ibara page of UAE Nationals
  • Original Emirates ID and Emirates ID copy
  • Proof of Residency or Utility Bill
  • Updated Security Cheque
  • Credit Card Statements (Where applicable)
  • Salaried Individual
    • Latest 3 Months Bank statement
    • Latest Salary Certificate / Salary Transfer Letter
  • Self-Employed
    • Latest 6 Months Bank statement
    • Trade License
    • MOA (Memorandum of Association)
    • POA (Power of Attorney)
  • Loan to Minor
    • Attested copies of guarantor/co-borrowers Passport and Visa, Emirates ID, Trade License & Income Details


  • Minimum of 12 months banking relationship
  • Minimum 6 salary credits with 6 months length of service with current company
  • Minimum Salary required is AED 6,000 when have an existing account or/and credit card or/and Auto Loan with Emirates NBD
  • Minimum salary of AED 12,000 for bank account holders with no credit card or Auto Loan with Emirates NBD