Loan without salary transfer

Loan without salary transfer

Min. salary
AED 10,000
Max. Amount
AED 500,000
Effective rate
We give everyone the opportunity and financial assistance needed to achieve their goals. So even if you do not have a Salary Transfer Account with us, you may still apply and enjoy a Personal Loan with Emirates NBD
View Summary
Salary Transfer
Not Required
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement

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  • Loan amounts up to AED 500,000 for both UAE Nationals and Expatriates
  • Competitive interest rates starting 14.99% reducing
  • Repayment period of up to 48 months
  • Mode of repayment is through Direct Debit System (DDS)
  • Min salary is 10,000 

Documents Required

  • Valid Passport Copy with valid Resident Visa page
  • UAE Nationals: Idbara page of UAE Nationals
  • Original Emirates ID and Emirates ID copy
  • Proof of Residency or Utility Bill
  • Undated Security Cheque
  • Credit Card Statements (Where applicable)
  • Latest 3 Months Bank statement
  • Latest Salary Certificate / Salary Transfer Letter


  • Minimum monthly salary should be AED 10,000