Co-Applicant Programme

Co-Applicant Programme

Min. salary
AED 5,000
Max. Amount
AED 4,000,000
Effective rate
5.99%
When you need extra capital, having extra help can make things easier. To increase your loan eligibility, apply with a salaried spouse or kin with our Co-Applicant Programme.
View Summary
Salary Transfer
Required
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement
1.00%

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Features

  • With our co-applicant program, income of a co-applicant is considered for calculating the loan eligibility by including all or certain percentage of the income of your spouse or kin.

Documents Required

    • Valid Passport Copy with valid Resident Visa page
    • UAE Nationals: Idbara page of UAE Nationals
    • Original Emirates ID and Emirates ID copy
    • Proof of Residency or Utility Bill
    • Undated Security Cheque
    • Credit Card Statements (Where applicable)
    • Latest 6 Months Bank statement
    • Trade License
    • MOA (Memorandum of Association)
    • POA (Power of Attorney)
    • Latest 3 Months Bank statement
    • Latest Salary Certificate / Salary Transfer Letter

    Eligibility

    • Main applicant should be employed by a company that is listed with Emirates NBD
    • Co-applicant can be a spouse or a kin (son or daughter but not brothers)
    • Maximum of one co-applicant
    • Minimum monthly salary of primary applicant of at least AED 5,000
    • No company listing or Salary Transfer is required for co-applicant