Personal Loan (salary transfer) for UAE nationals

Personal Loan (salary transfer) for UAE nationals

Min. salary
AED 8,000
Max. Amount
AED 3,000,000
Effective rate
At ADIB, we constantly look for ways to help you in your life through our Personal Finance solutions – now with limits of up to AED 3 million for UAE nationals ​​
View Summary
Salary Transfer
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement

Apply online now

Fill in your details and our expert advisor will contact you soon.


  • Competitive rate of interest
  • Free pre-approved ADIB Cashback Visa credit card with the loan
  • The grace period for payment of the first installment is up to 90 days
  • Two free installments postponements per year
  • Optional Takaful cover protection with competitive rates
  • For loans under the Tadawul finance scheme
  • New to bank customers get 1% discount on existing profit rates and zero processing fees
  • Existing customers get 50% discount on processing fee and 0.50% discount on existing profit rates.

Documents Required

  • Original and copy of valid passport 
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)​​​​​​​​​


  • Salary of minimum AED 8,000 per month
  • Minimum age 21 years
  • Maximum age 65 years for UAE Nationals
  • You must be a confirmed employee to apply for a loan if not then you must be in service for at least 3 months (for UAE Nationals) 
  • UAE Nationals max. loan amount – AED 3 million