Personal Loan (salary transfer) for UAE nationals
Min. salary
AED 8,000
Max. Amount
AED 3,000,000
Effective rate
6.75%
At ADIB, we constantly look for ways to help you in your life through our Personal Finance solutions – now with limits of up to AED 3 million for UAE nationals
Salary Transfer
Required
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement
1.00%
Apply online now
Fill in your details and our expert advisor will contact you soon.
Features
- Competitive rate of interest
- Free pre-approved ADIB Cashback Visa credit card with the loan
- The grace period for payment of the first installment is up to 90 days
- Two free installments postponements per year
- Optional Takaful cover protection with competitive rates
- For loans under the Tadawul finance scheme
- New to bank customers get 1% discount on existing profit rates and zero processing fees
- Existing customers get 50% discount on processing fee and 0.50% discount on existing profit rates.
Documents Required
- Original and copy of valid passport
- Original and copy of valid Emirates ID
- Bank account statement (last 3 months)
Eligibility
- Salary of minimum AED 8,000 per month
- Minimum age 21 years
- Maximum age 65 years for UAE Nationals
- You must be a confirmed employee to apply for a loan if not then you must be in service for at least 3 months (for UAE Nationals)
- UAE Nationals max. loan amount – AED 3 million