Personal Loan (salary transfer) for UAE nationals

Personal Loan (salary transfer) for UAE nationals

Min. salary
AED 8,000
Max. Amount
AED 3,000,000
Effective rate
6.75%
At ADIB, we constantly look for ways to help you in your life through our Personal Finance solutions – now with limits of up to AED 3 million for UAE nationals ​​
View Summary
Salary Transfer
Required
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement
1.00%

Apply online now

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Features

  • Competitive rate of interest
  • Free pre-approved ADIB Cashback Visa credit card with the loan
  • The grace period for payment of the first installment is up to 90 days
  • Two free installments postponements per year
  • Optional Takaful cover protection with competitive rates
  • For loans under the Tadawul finance scheme
  • New to bank customers get 1% discount on existing profit rates and zero processing fees
  • Existing customers get 50% discount on processing fee and 0.50% discount on existing profit rates.

Documents Required

  • Original and copy of valid passport 
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)​​​​​​​​​

Eligibility

  • Salary of minimum AED 8,000 per month
  • Minimum age 21 years
  • Maximum age 65 years for UAE Nationals
  • You must be a confirmed employee to apply for a loan if not then you must be in service for at least 3 months (for UAE Nationals) 
  • UAE Nationals max. loan amount – AED 3 million