Personal Loan for UAE Nationals

Personal Loan for UAE Nationals

Min. salary
AED 10,000
Max. Amount
AED 4,000,000
Effective rate
Our customized loan packages for UAE Nationals offer attractive interest rates, higher salary multiples, extended tenure and flexible eligibility criteria.
View Summary
Salary Transfer
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement

Apply online now

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  • Higher salary multiples 
  • Longest repayment period
  • Low interest rates
  • Consolidation of loans available
  • Simple documentation
  • Free ADCB Credit Card
  • Plus, up to 3 times salary overdraft

Documents Required

  • Salary Certificate/Salary transfer letter (Salaried individuals)
  • Emirates ID
  • UAE Residence Visa(For Expats)
  • 3-6 months bank statements
  • Address Proofs(Utility bills)
  • Passport (Expats)
  • Trade licence(Self employed individuals)


  • Minimum salary of AED 10,000 is required
  • It is mandatory to transfer your salary to apply for this scheme
  • Only UAE Nationals can apply for this scheme