Saadiq Home Finance

Saadiq Home Finance Standard Chartered

Min. salary
AED 10,000
Reducing / Flat
3.75% / 2.07%
Down Payment
  • No Salary Transfer
  • Islamic Finance
  • Self Employed
  • Salaried

Saadiq Home Finance is based on the Ijarah concept. Our ‘rent to own’ product has been approved by an independent Shariah Supervisory Committee.

Max Amount
AED 18,000,000
Arrangement Fee
Early Settlement Fee
3.00 %

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Unique Features

  • High Financing Amounts.
  • Simple Financing Procedure.
  • Shariah Approved.
  • Competitive Profit rate.
  • Fast processing.
  • Convenient tenures.
  • Global expertise.
  • Free debit card.
  • Insurance cover.
  • Banking online or on the go.


  • The down payment requirement for UAE Nationals is 20% and 25% for Expats.
  • The Maximum finance amount offered is AED 18,000,000.
  • You require a minimum salary of AED 10,000 per month to be eligible.
  • It is not a requirement to transfer your salary to apply.

Documents required

  • Passport & Visa copy.
  • Emirates ID Card copy.
  • Last 6 months personal bank statement.
  • Employment letter Last Salary slip / Employer Letter.
  • Property ownership documents.
  • Proof of Customer’s contribution towards payment of property/ Equity payment (where applicable).