MortgageOne Loan

MortgageOne Loan Standard Chartered

Min. salary
AED 10,000
Reducing / Flat
3.35% / 1.85%
Down Payment
  • Self Employed
  • Salaried
  • No Salary Transfer

Your current account and your home loan are linked together, with interest calculated on the difference between your loan balance and the money in your account. So you’ll take years off your mortgage and pay less interest as compared to a traditional home loan.

Max Amount
AED 18,000,000
Arrangement Fee
Early Settlement Fee
3.00 %

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Unique Features

  • Shorter loan period.
  • Interest Savings.
  • Complete Flexibility.
  • Facility to withdraw.
  • Convenient banking.
  • Zero minimum balance.
  • Manage your finances easily.


  • The down payment requirement for UAE Nationals is 20% and 25% for Expats.
  • The maximum loan amount offered is AED 18,000,000.
  • You require a minimum salary of AED 10,000 per month to be eligible.
  • It is not a requirement to transfer your salary to apply.

Documents required

  • Passport & Visa copy.
  • Emirates ID Card copy.
  • Last 6 months personal bank statement.
  • Employment letter Last Salary slip / Employer Letter.
  • Property ownership documents.
  • Proof of Customer’s contribution towards payment of property/ Equity payment (where applicable).