Mortgage Loan for Residences in UAE

Mortgage Loan for Residences in UAE First Abu Dhabi Bank (FAB)

Min. salary
AED 15,000
Reducing / Flat
7.49% / 3.99%
Down Payment
  • Salaried
  • No Salary Transfer
  • Self Employed

Finance the purchase or construction of your residence. Mortgage loans to individuals for financing the purchase / construction of property for residence.

Max Amount
AED 20,000,000
Arrangement Fee
Early Settlement Fee
1.05 %

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Unique Features

  • Starting from 3.99% fixed for 2 Years.
  • Post 2 years – the rate turns variable and is linked to MBR.
  • Loan to Value of up to 80%.
  • Loan tenor of up to 25 years.
  • Loan amount up to AED 20 Million.
  • Flexible repayment terms.
  • Applicable to UAE nationals, GCC nationals (UAE residents & non-residents), and non-GCC expatriates residing in the UAE.
  • Standard processing fee 1%.
  • Life and Property Insurance coverage.


  • The minimum monthly salary of AED 15,000.
  • Down payment of 20% is required.
  • Finance repayment period of up to 25 years.
  • It is not a requirement to transfer your salary to apply.

Documents required

  • Mortgage application form.
  • Income documents.
  • Property documents.