Home Loans for UAE Nationals Emirates NBD
Reducing / Flat
5.75% / 3.04%
Buying an existing property or building your own, with a third option to re-finance, owning the home of your dreams is easy.
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- The loan amount offered up to AED 15 million or 80 salary multiples, whichever is lower.
- Financing up to 80% of the property value.
- Loan tenor up to 25 years.
- Pre - Approval facility.
- Available for salaried & self-employed individuals.
- You are required to put 20% to 30% as a downpayment for this product.
- You require a minimum salary of AED 10,000 per month to be eligible.
- It is not a requirement to transfer your salary to apply.
- Original Emirates ID and Emirates ID copy. (Req. for both Salaried & Self Employed)
- Valid Passport Copy with valid Resident Visa page. (Req. for both Salaried & Self Employed)
- Latest Salary certificate addressed to Emirates NBD. (Req. for Salaried)
- Latest Payslips (in case of more than 10% variance in Salary). (Req. for Salaried)
- Previous employment proof if less than 3 years. (Req. for Salaried)
- Latest 6 Months Bank statement. (Req. for Salaried & Self Employed)
- Valid Trade License copy. (Req. for Self Employed)
- Plus MOA (Memorandum of Association) including all amendments. (Req. for Self Employed)
- Latest 2 years audited financial. (Req. for Self Employed)