Home Loan for Expats Emirates NBD
Min. salary
AED 20,000
Reducing / Flat
5.75% / 3.04%
Down Payment
25%
Live and work in masterfully-developed residential units in Dubai or Abu Dhabi. Choose from a selection of offers from reputable developers.
Max Amount
AED 15,000,000
Arrangement Fee
1.00%
Early Settlement Fee
1.00 %
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Unique Features
- The loan amount offered up to AED 15 million or 70 salary multiples, whichever is lower.
- Financing up to 75% of the property value.
- Loan tenor up to 25 years.
- Pre - Approval facility.
- Available for salaried & self-employed individuals.
Eligibility
- You are required to put 25% to 35% as a downpayment for this product.
- Finance repayment period of up to 25 years.
- You require a minimum salary of AED 20,000 per month to be eligible.
- It is not a requirement to transfer your salary to apply.
Documents required
- Original Emirates ID and Emirates ID copy. (Req. for both Salaried & Self Employed)
- Valid Passport Copy with valid Resident Visa page. (Req. for both Salaried & Self Employed)
- Latest Salary certificate addressed to Emirates NBD. (Req. for Salaried)
- Latest Payslips (in case of more than 10% variance in Salary). (Req. for Salaried)
- Previous employment proof if less than 3 years. (Req. for Salaried)
- Latest 6 Months Bank statement. (Req. for Salaried & Self Employed)
- Valid Trade License copy. (Req. for Self Employed)
- Plus MOA (Memorandum of Association) including all amendments. (Req. for Self Employed)
- Latest 2 years audited financial. (Req. for Self Employed)