Manzili Home Finance Emirates Islamic Bank
Reducing / Flat
1.92% / 3.49%
The first step to owning your dream home.
Early Settlement Fee
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- Attractive and highly competitive profit rates linked with EIBOR.
- 1% Processing Fee (0% processing fee for buy-outs).
- 60 days installment deferment available.
- Low rate on Life Takaful.
- Enrolment into Priority Banking (subject to eligibility).
- Pre approved Credit Card.
- You require a minimum salary of AED 15,000 per month to be eligible.
- Expats are required to put 25% as the down payment for this finance.
- UAE Nationals are required to put 20% as the down payment for this finance.
- It is not a requirement to transfer your salary to apply.
- Copy of valid passport with a valid residence visa for Expatriates and National ID for Nationals (original required for verification).
- Copy of labor contract.
- Last three months pay slips (if applicable).
- Salary Transfer Letter in case Salary is transferred to Emirates Islamic.
- Last 6 months bank statements reflecting salary credits.
- Last 12 months Business Account Statements (6 months is acceptable but not preferred).