Manzili Home Finance

Manzili Home Finance Emirates Islamic Bank

Min. salary
AED 15,000
Reducing / Flat
1.92% / 3.49%
Down Payment
25%
  • Islamic Finance
  • No Salary Transfer

The first step to owning your dream home.

Max Amount
AED 20,000,000
Arrangement Fee
1.00%
Early Settlement Fee
1.00 %

Apply online now

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Unique Features

  • Attractive and highly competitive profit rates linked with EIBOR.
  • 1% Processing Fee (0% processing fee for buy-outs).
  • 60 days installment deferment available.
  • Low rate on Life Takaful.
  • Enrolment into Priority Banking (subject to eligibility).
  • Pre approved Credit Card.

Eligibility

  • You require a minimum salary of AED 15,000 per month to be eligible.
  • Expats are required to put 25% as the down payment for this finance.
  • UAE Nationals are required to put 20% as the down payment for this finance.
  • It is not a requirement to transfer your salary to apply.

Documents required

  • Copy of valid passport with a valid residence visa for Expatriates and National ID for Nationals (original required for verification).
  • Copy of labor contract.
  • Last three months pay slips (if applicable).
  • Salary Transfer Letter in case Salary is transferred to Emirates Islamic.
  • Last 6 months bank statements reflecting salary credits.
  • Last 12 months Business Account Statements (6 months is acceptable but not preferred).