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Home Finance Al Hilal Bank

Min. salary
AED 15,000
Reducing / Flat
3.50% / 1.93%
Down Payment
  • Islamic Finance
  • No Salary Transfer

Al Hilal Bank helps you purchase a ‘Ready’ or ‘Under-Construction’ property from the Developer or Seller.

Max Amount
AED 15,000,000
Arrangement Fee
Early Settlement Fee
1.00 %

Apply online now

Fill in your details and our expert advisor will contact you soon.


Unique Features

  • Simple and hassle-free approval process.
  • Competitive rental rates.
  • Documentation & study fee is 0% when you switch over.
  • Free partial settlement on your existing finance.
  • Doorstep facility for conducting medical examination wherever applicable.
  • Property Takaful contribution paid by the bank for full payment tenure.
  • 3rd party claim is covered under Property Takaful.
  • Competitive rates offered on Rental Collection Services through approved property management companies for Investment properties.
  • High Finance amount up to AED 15 million.
  • Flexible payment tenure up to 25 years.
  • Salary transfer not mandatory.


  • Minimum Salary - AED 15,000 for a single applicant; AED 25,000 for a joint applicant.
  • Age Criteria - Minimum 21 years.

Documents required

  • Valid Salary Certificate/ Trade License (if applicable)
  • Valid passport and residence visa page (if applicable) copy
  • Valid Emirates ID
  • Khulasat Al Kaid (Family Book for UAE Nationals only)
  • Latest 6 months bank statements
  • Liability letter addressed to Al Hilal Bank
  • Property related documentation
  • Any other additional documents which may be required thereafter according to the Al Hilal Bank policies and procedures