Ready Properties Ajman Bank
Min. salary
AED 15,000
Reducing / Flat
3.59% / 1.98%
Down Payment
25%
Individual (Salaried or Self Employed) who are interested in buying completed residential properties in the form of Apartments, Villas, Townhouses, compound villas, buildings, etc.
Max Amount
AED 15,000,000
Arrangement Fee
1.00%
Early Settlement Fee
3.00 %
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Unique Features
- Maximum Finance amount up to AED 15 Million.
- Maximum tenure up to 25 years.
- Finance to value of up to: 1st Rank Mortgage: Up to 80% for UAE Nationals, 75% for Resident Expatriates and 50% for Non-Residents; 2nd Rank Mortgage: Up to 85% for UAE Nationals.
- Finance for property having existing Title Deed and which can be registered in Lands Department.
- Free Like Takaful ( Insurance) for complete term of the finance.
- Financing available for Freehold & Non Freehold properties.
- Financing available for Residents & Non Residents.
- Widest geographical coverage.
- Quick and Fast Approvals.
Eligibility
- UAE Nationals (Salary starting from AED 15,000 per month).
- Resident Expatriates (Salary starting from AED 20,000 per month).
- Non-Residents (Salary starting from AED 40,000 per month).
Documents required
- Duly completed and signed application form.
- Valid passport/Khulasat al Khaid Copy/Valid visa/UAE National ID.
- 6 months Bank statement.
- Salary Certificate.
- Copy of Trade License (Self-employed).
- Audited financial statements (Self-employed).
- Relevant property papers (Not required for Pre-approval).