Buy a House Abu Dhabi Islamic Bank (ADIB)
Min. salary
AED 15,000
Reducing / Flat
3.75% / 2.06%
Down Payment
25%
Finance your dream home with ADIB. Let us help you take care of your home finance.
Max Amount
AED 20,000,000
Arrangement Fee
%
Early Settlement Fee
1.00 %
Apply online now
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Unique Features
- Financing up to AED 20 million for Nationals and AED 15 million for Expatriates.
- Profit rates as low as 3.75% per annum.
- Special rate for financing handover payments to developers.
- Property takaful (insurance) paid by ADIB.
- Financing up to 80% of property value.
- No early settlement fees when selling the property.
- Instant pre-qualification.
- Up to six months' optional grace period.
- ADIB paid property insurance for full tenure.
Eligibility
- Monthly salary AED 10,000 for UAE Nationals & AED 15,000 for Expatriates.
- Annual turnover of AED 2,000,000 for Self-employed UAE Nationals & AED 3,000,000 for Expatriates.
- Minimum age of 21 Years and a maximum of 70 years at maturity.
- Properties located in all emirates for salaried customers.
- Properties located in Abu Dhabi and Dubai only for Self-employed customers.
Documents required
- Valid Passport with residence visa copy & Emirates ID.
- Khulasat Al Kaid (Family book for UAE Nationals only).
- Salary certificate.
- Ownership documents for self-employed individuals.
- Proof of Income.
- Bank statements.
- Liability letter (if applicable).
- Property documents.