Buy a House

Buy a House Abu Dhabi Islamic Bank (ADIB)

Min. salary
AED 15,000
Reducing / Flat
3.75% / 2.06%
Down Payment
  • Self Employed
  • No Salary Transfer
  • Salaried

Finance your dream home with ADIB. Let us help you take care of your home finance.

Max Amount
AED 20,000,000
Arrangement Fee
Early Settlement Fee
1.00 %

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Unique Features

  • Financing up to AED 20 million for Nationals and AED 15 million for Expatriates.
  • Profit rates as low as 3.75% per annum.
  • Special rate for financing handover payments to developers.
  • Property takaful (insurance) paid by ADIB.
  • Financing up to 80% of property value.
  • No early settlement fees when selling the property.
  • Instant pre-qualification.
  • Up to six months' optional grace period.
  • ADIB paid property insurance for full tenure.


  • Monthly salary AED 10,000 for UAE Nationals & AED 15,000 for Expatriates.
  • Annual turnover of AED 2,000,000 for Self-employed UAE Nationals & AED 3,000,000 for Expatriates.
  • Minimum age of 21 Years and a maximum of 70 years at maturity.
  • Properties located in all emirates for salaried customers.
  • Properties located in Abu Dhabi and Dubai only for Self-employed customers.

Documents required

  • Valid Passport with residence visa copy & Emirates ID.
  • Khulasat Al Kaid (Family book for UAE Nationals only).
  • Salary certificate.
  • Ownership documents for self-employed individuals.
  • Proof of Income.
  • Bank statements.
  • Liability letter (if applicable).
  • Property documents.