UNB ADCOOP Extra & Spar Titanium Card
Min. salary
AED 5,000
Annual fee
Free
4% cashback & exclusive discounts on spends at SPAR/ADCOOP outlets, 0.4% cashback on all other purchases, free airport lounge access across GCC, & much more
Card Replacement fee
AED 78.75
Over Limit fee
AED 210
Late payment fee
AED 241.5
Cash Withdrawal Fee
AED 105 OR 3% Which ever is higher
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Unique Features
- Complimentary unlimited airport lounge access at 10+ lounges across GCC for basic and supplementary card members.
- Exclusive offers and discounts of up to 50% off at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets.
Features
- 4% cashback on all purchases at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets.
- 0.4% cashback on all other purchases when you spend AED 500 or more.
- Exclusive offers and discounts of up to 50% off at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets.
- Easy monthly instalment plan at 0.69% per month for purchases at Spar and Abu Dhabi COOP Supermarkets and Hypermarkets.
- Credit Shield insurance against personal accident and loss of employment.
- Free online and mobile banking.
- Free SMS notifications & e-statements, so you can track all your transactions.
- 24/7 access to our Call Centre.
Core Benefits
- Balance Transfer Up to 0.69% per month - For tenors up to 36 months for expatriates , For tenors up to 48 months for UAE Nationals.
- 0% Installment on Education - 0% Installment on Education, giving flexibility to convert education spend into 0% installment for 3 months with no processing fee
- Discounts Up to 40 % discounts at over 250+ partners and 1,000 + dining, retail and entertainment outlets in UAE
- Balance transfer facility available.