NAJM Platinum Plus Cashback Card

NAJM Platinum Plus Cashback Card

Min. salary
AED 7,000
Annual fee
AED 420
Best for
  • Movies
  • Dining
  • Cashback
  • Balance Transfer
Spend everywhere, maximize your savings at Carrefour, and live the Platinum Life.
View Summary
Card Replacement fee
AED 78.75
Over Limit fee
AED 301.35
Late payment fee
AED 241.5
Cash Withdrawal Fee
AED 90 OR 3% Which ever is higher

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Unique Features

      • 30% off on dining, shopping, travel and entertainment experiences from over 450 partners. 
      • offers you a 9% exclusive discount on Expedia hotels when you book your travel with your Najm Platinum Plus Cashback card.
      • For effortless online shopping with card number, expiry date, and security code at the back of the card.
      • Najm VOX Cinema offer – Buy One Get One Free Cinema ticket and Popcorn any day
      • VISA VOX Offer – 50% discount on Sundays only.


      • 10% cashback at Carrefour and 5% cashback everywhere else for the first 60 days. Get AED 400 cashback as introductory offer
      • 6% cashback every Tuesday at Carrefour
      • 3% cashback everyday at Carrefour.
      • 1.5% cashback everywhere Visa is accepted
      • Up to AED 500 savings every month
      • Enjoy your cashback on a minimum spend of AED 2000 in a billing cycle. 
      • 6% Cashback every Tuesday at Carrefour (All Carrefour stores, Carrefour Webstore, Carrefour Mobile app)
      • 3% Cashback everyday at Carrefour
      • Dedicated Najm check-out counters at Carrefour.
      • Free unlimited Valet Trolley at Carrefour with a minimum spend of AED 250. 
      • Exclusive offers at Carrefour
      • 0% EPP up to 12 months at Carrefour

      Core Benefits

          • Balance Transfer - Simply transfer outstanding balances from other credit cards to your Najm Credit Card. 
          • Loan On Phone - Get up to 70% of your available Najm Credit Card limit transferred to your bank account and take care of school fees, rent, or any other expenditure.
          • Cash Advance - You can withdraw cash from ATMs worldwide that have the Cirrus logo