NAJM Platinum Cashback Card

NAJM Platinum Cashback Card

Min. salary
AED 7,000
Annual fee
Best for
  • Balance Transfer
  • Movies
  • Cashback
  • Dining
Spend everywhere, maximize your savings at Carrefour, and live the Platinum Life.
View Summary
Card Replacement fee
AED 78.75
Over Limit fee
AED 301.35
Late payment fee
AED 241.5
Cash Withdrawal Fee
AED 90 OR 3% Which ever is higher

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Unique Features

    • 30% off on dining, shopping, travel and entertainment experiences from over 450 partners.
    • offers you a 9% exclusive discount on Expedia hotels when you book your travel with your Najm Platinum Cashback card.
      • For effortless online shopping with card number, expiry date, and security code at the back of the card.
      • VISA VOX Offer – 50% discount on Sundays only.
      • Buy One Get One Popcorn – You can enjoy up to 2 free popcorns per session when you buy 3 medium popcorns with your Najm Platinum Cashback Credit Card


        • 3% cashback every Tuesday at Carrefour
        • 1.5% cashback every day at Carrefour
        • 0.5% cashback everywhere Visa is accepted
        • Up to AED 200 monthly savings
        • Enjoy your cashback on a minimum spend of AED 2000 in a billing cycle. 
        • Dedicated Najm check-out counters at Carrefour
        • Free unlimited Valet Trolley at Carrefour with a minimum spend of AED 250. 
        • Exclusive offers at Carrefour
        • 0% EPP up to 12 months at Carrefour

        Core Benefits

        • Balance Transfer - Simply transfer outstanding balances from other credit cards to your Najm Credit Card
        • Loan On Phone - Get up to 70% of your available Najm Credit Card limit transferred to your bank account and take care of school fees, rent, or any other expenditure.
        • Cash Advance - You can withdraw cash from ATMs worldwide that have the Cirrus log