MASHREQ SmartSaver

MASHREQ SmartSaver

Min. salary
AED 10,000
Annual fee
Best for
  • Cashback
  • Balance Transfer
Mashreq SmartSaver Credit Card is ‘Everyday Savings’ card that offers you guaranteed savings on all local and international spends and savings of up to 8% at over 450 shopping outlets across 50 brands in 15 categories.
View Summary
Card Replacement fee
AED 75
Over Limit fee
AED 279
Late payment fee
AED 230
Cash Withdrawal Fee
AED 200 OR 3% Which ever is higher

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Unique Features

  • SMART SAVINGS ON PURCHASES MADE ANYWHERE IN THE WORLD - Get 0.5% cashback on all local and 1.0% cashback on all international spends with no complicated calculations. Just pure sure savings.
  • SMART SAVINGS FOR FREE - No joining fee and no annual fee.


  • Earn up to 10% Cashback at SmartSaver merchant partner outlets Save up to 10% at more than 400 outlets across 50 leading brands in everyday spend categories.

Core Benefits

  • Pay off your card balances with Mashreq Credit Card and enjoy the convenience of paying back in equal monthly installments
  • No Income documentation required
  • Attractive interest rates
  • Fixed installment with maximum tenor of 36 months
  • Transfer up to 75% of your credit card limit.