HSBC Gold Credit Card

HSBC Gold Credit Card

Min. salary
Annual fee
HSBC Gold Chip-enabled Credit Card is embedded with state of the art microchip technology for faster transaction processing and enhanced security. It is recognized in over 32 million establishments worldwide, offering you benefits at home and abroad.
View Summary
Card Replacement fee
Over Limit fee
AED 262.5
Late payment fee
AED 230
Cash Withdrawal Fee
AED 105 OR 3% Which ever is higher

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Unique Features

  • Enjoy up to 15% discount off British Airways fares within the UAE on selected tickets.
  • Earn 1.5 Air Mile for every AED 2 spent on your HSBC Gold Credit Card on retail purchases. Air Miles collected on your HSBC Gold Credit Card will be featured on your card monthly statement and are transferred to your Air Miles account every month.
  • HSBC Entertainer Mobile App : Free download of our 'Buy 1 Get 1 Free' mobile app with over 8,000 offers across 15 countries.
  • Get exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries.


  • No Annual Fee for first 12 months and AED 400 (AED 420 inclusive of VAT) thereafter if the minimum spend of AED 5,000 is not met
  • Get an unlimited number of free supplementary credit cards to share among your family and friends
  • Minimum Monthly Payment : Pay as low as a minimum of 5% of your monthly outstanding balance or AED 100 (whichever is higher)

Core Benefits

  • Get up to 40% of your available credit limit as cash advance
  • You can make purchases using your HSBC Gold Credit Card and pay in easy monthly installments at 0% interest