HSBC Black Card

HSBC Black Card

Min. salary
AED 50,000
Annual fee
AED 1,575
Best for
  • Golf
  • Movies
  • Airmiles
  • Dining
The HSBC Black Credit Card comes in a contemporary design rendered in metal and is full loaded with exclusive benefits. From travel and culinary experiences, to culture and shopping, there's no limit to where the benefits can take you.
View Summary
Card Replacement fee
Over Limit fee
Late payment fee
AED 230
Cash Withdrawal Fee
AED 105 OR 3% Which ever is higher

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Unique Features

  • Bonus Air Miles - Enjoy 200,000 sign-up Air Miles for the first year and 100,000 anniversary Air Miles from the second year onwards. 
  • Worldwide Lounge Access - Complimentary access to 850+ airport lounges worldwide, for primary and supplementary cardholders, plus one accompanying free guest each,through LoungeKey. 
  • Exclusive dining privileges - Complimentary HSBC Entertainer App, with access to Fine Dining and Cheers, along with hundreds of offers from the ‘I Love Dining’ program. 
  • International Concierge - Exclusive concierge service for luxury travel planning, access to the best in fine dining and exclusive events for your entertainment. 
  • Golfing privileges - Complimentary tee time once per month, for primary and supplementary cardholders in Dubai and Abu Dhabi. 
  • Cinema privileges - 'Buy 1 Get 1 Free' movie offers across UAE


  • Unlimited complimentary valet parking at selected VALTRANS locations
  • 20% OFF for three rides every month with Careem
  • Complimentary DISCOVERY Black membership to enjoy exclusive benefits in 550+ hotel properties
  • Hertz discounts and Gold Plus Rewards President’s Circle complimentary membership
  • Ministry of Villas discounts and exclusive offers 
  • Starwood Hotels & Resorts complimentary nights
  • Complimentary travel inconvenience insurance

Core Benefits

  • Balance Transfers Plan with 0% interest for up to 24 months.
  • Cash Instalment Plan for easy cash access with 0.75% interest per month for up to 24 months.
  • Flexi Instalment Plan to buy now and pay in monthly instalments with as low as 0% interest.
  • Free supplementary cards for your family and friends.
  • Banking on the go with Online and Mobile Banking.
  • Easy, safe and convenient transactions with Apple Pay and Samsung Pay