Min. salary
AED 5,000
Annual fee
  • Dining
  • Cashback
  • Balance Transfer
Get cash on call, purchase protection and 10% cash back on all Etisalat and Du spends. Annual save of AED 1200 considering spends like grocery, utilities, fuel etc. (no min spend criteria).
View Summary
Card Replacement fee
Over Limit fee
AED 249
Late payment fee
AED 225
Cash Withdrawal Fee
AED 99 OR 3% Which ever is higher

Apply online now

Fill in your details and our expert advisor will contact you soon.


Unique Features

  • AED 1 = 1 cash back plus point.
  • No minimum spend thresholds to earn cash back.
  • Free for life card (spend based).
  • Guaranteed cashback on all spend.
  • Cash back rewards:- 10% on etisalat & Du ; 5% on electronics ; 1% on all local and international transactions.


  • Free for 1st year. AED 350 annual fee from 2nd year onwards. (waiver subject to AED 5000 annual spend).
  • Minimum amount due monthly - 5% of outstanding and all fees and charges.
  • Minimum salary required is AED 5000 if salary is transferred to bank and AED 7500 if salary is not transferred to the bank.

Core Benefits

  • Balance Transfer Enjoy 0% profit rate on the outstanding balance of your credit cards from other banks for 6 months by simply transferring it to your Emirates Islamic Cashback Credit Card with nothing more than a processing fee.
  • Cash On Call With your Emirates Islamic Cashback Credit Card you can avail Cash on Call facility of up to 80% of your available credit limit.
  • Purchase Protection It provides coverage of USD 5000 per occurrence and USD 20,000 per year against loss or damage that occurs within a limited time duration from the date of purchase.