DUBAI FIRST Platinum Life Card

DUBAI FIRST Platinum Life Card

Min. salary
AED 8,000
Annual fee
Best for
  • Balance Transfer
  • Movies
Get access to airport lounge, insurance protection & 1 Dubai Dinar per Dirham spent on retail purchases. Visit to apply for the Dubai First Platinum Life credit card.
View Summary
Card Replacement fee
AED 750
Over Limit fee
AED 225
Late payment fee
AED 249
Cash Withdrawal Fee
AED 100 OR 3% Which ever is higher

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Unique Features

    • Beat the airport hustle and bustle when you travel. With your Platinum Life card you enjoy Unlimited, complimentary access to over 25 regional and international lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, etc
    • Enjoy hassle-free parking at participating locations in Dubai and Abu Dhabi.
    • Indulge with our exclusive ‘Lifestyle Privileges’ program that gives you a wide range of 200+ special deals and benefits across a range of premium partners which encompass lifestyle, entertainment, shopping, dining, jewellery, wellness and more.
    • Discover a world of wellbeing. With this program you get access to premium health clubs in Dubai, Abu Dhabi and Sharjah.


      • No annual fee for first year, AED 550 from 2nd year onwards.
      • Use your Platinum Life card to buy a movie ticket at select cinemas in the UAE, and get the second one absolutely FREE
      • Every time you use your Platinum Life card for retail purchases, you earn 1 Dubai Dinar per Dirham spent. You can redeem your rewards against Gift Vouchers from leading brands, shopping malls, utilities and online transactions.
      • Earn 1% cash back every time you top-up your NOL Card on a minimum spend of AED 100 at RTA per calendar month.

      Core Benefits

        • Balance Transfer - Benefit more by transferring your outstanding balance from other banks credit cards to your Platinum Life and enjoy special low interest rates, and with a choice to repay in 3 to 36 equal monthly instalments.
        • Loan on Phone - An instant, low interest loan on your credit card is available to you. You can pay the loan in equal monthly instalments over 3 to 36 months.
          • Easy Purchase Plan - Any purchase greater than AED 1,000 can be converted into Easy Payment Plan and conveniently paid in 3 to 36 monthly instalments at special interest rates starting from 0%.
          • Fraud Protection - This insurance covers you in case of fraudulent transactions using your credit card information. You are covered up to AED 2,386 per occurrence and cumulative amount of AED 6,239 annually.
          • Accident Insurance - You are automatically enrolled in the personal accident insurance scheme worth AED 150,000 to cater to unforeseen eventualities like Death or Permanent Total Disability arising from an accident.