DUBAI FIRST Emirati Card

DUBAI FIRST Emirati Card

Min. salary
AED 10,000
Annual fee
Best for
  • Cashback
  • Balance Transfer
Get lifestyle privileges & earn 1 Dubai Dinar per Dirham spent on Retail Purchases. Visit to apply for the Dubai First Emirati credit card.
View Summary
Card Replacement fee
AED 750
Over Limit fee
AED 225
Late payment fee
AED 249
Cash Withdrawal Fee
AED 100 OR 3% Which ever is higher

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Unique Features

    • Indulge your tastes & preferences with our exclusive ‘Lifestyle Privileges’ program that gives you a wide range of special deals and benefits when you use your Emirati Card. You will also receive the ‘Value Offers’ book containing 100 buy-1-get-1-free value vouchers on dining, beauty & entertainment.
    • Whether travelling for leisure or business, your Emirati card provides you unlimited, complimentary access to over 10 lounges in UAE, KSA, Jordan, Kuwait and Egypt. Other benefits include a 3% discount on airfare if you fly within the GCC, a 5% discount on airfare to other destinations with up to 7% discount on hotel reservations and standard vacation packages for bookings made through Dubai First Travel Assist.


        • No annual fee for first year. AED 750 from 2nd year onwards.
        • Receive a cash reward of up to 2.5% for every dirham you spend using your Emirati card. Enjoy higher rewards for higher spend with bonus rewards on overseas purchases.
        • Complimentary airport lounge access across MENA
        • Access to premium health clubs

        Core Benefits

          • Enjoy flexible financial benefits including Balance Transfer, Easy Purchase Plan and Loan-on-Phone payment plans at special low interest rate.
          • Stay protected with your Al Himaaya Insurance that covers you and your family in the unfortunate event that you cannot meet your financial commitments.
          • Protect your local & international purchases in case of loss, theft or accidental damage, up to AED 40,000 per year.