CITIBANK Emirates Ultima Card

CITIBANK Emirates Ultima Card

Min. salary
AED 36,750
Annual fee
AED 3,000
Best for
  • Airmiles
  • Golf
Enjoy the best Skywards Miles earn rate in the UAE and exclusive 100% Metal Card. Sign up for the Emirates- Citibank Ultima Credit card and get 25,000 welcome bonus Skywards Miles, and 10,000 Skywards Miles annually upon renewal. Earn up to 2.5 Skywards Miles per USD and redeem them for free flights and upgrades with Emirates and partner airlines or at any of the Emirates partners in hospitality, car hire, lifestyle & retail. Enjoy complimentary Skywards Silver membership- extra baggage and Emirates lounge access in Dubai Airport and unlimited access to 1000+ airport lounges worldwide for you and a guest. Also, enjoy unlimited golf on weekdays and 1 free round on weekends per month.
View Summary
Card Replacement fee
AED 50
Over Limit fee
AED 249
Late payment fee
AED 230
Cash Withdrawal Fee
AED 99 OR 3% Which ever is higher

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Unique Features

  • 100% exclusive metal card for the primary cardholder.
  • The Best Skywards Miles Earn Rate - $1 = 2.5 Skywards Miles on spend ; $1 = 1.5 Skywards Miles on international spend ; $1 = 1 Skywards Miles on local spend.
  • 25,000 sign up bonus Skywards Miles + 10,000 Skywards Miles annually upon renewal of the card.
  • Complimentary Emirates Skywards Silver membership, giving you 12kg of extra baggage allowance, priority check-in.
  • Complimentary access to 1000+ airport lounges worldwide for you, your supplementary cardmembers, plus one free guest each per visit.
  • Unlimited complimentary golf on weekdays and once a month on weekends at some of the best courses in the UAE.
  • 150 free VoucherSkout credits giving you 50% discount on total bills at over 500 outlets. (worth AED 645)


    • Buy 1, Get1 free movie tickets with Reel & Vox cinemas
    • Complimentary Marhaba Silver Meet & Greet service 
    • 0% interest installment plan on tickets purchased online at
    • Complimentary Travel Inconvenience & Travel Medical Insurance

    Core Benefits

      • International concierge - To get assistance and plan your dinner reservations, airline or theater tickets
      • Balance Transfer - Balance transfer at 0% rate of interest for 6 monthly installments. One time processing fee of only 3% of the BT amount.No pre-closure fee.6-48 months BTF plans also available.