Al Masraf World Elite Mastercard

Al Masraf World Elite Mastercard

Min. salary
Annual fee
AED 750
Best for
  • Dining
  • Balance Transfer
Enjoy privileges and benefits worldwide with the Al Masraf World Elite Mastercard. Get interest free credit and supplementary cards for family members. Visit to apply for your Al Masraf World Elite Mastercard.
View Summary
Card Replacement fee
AED 75
Over Limit fee
AED 250
Late payment fee
AED 230
Cash Withdrawal Fee
AED 100 OR 3% Which ever is higher

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Unique Features

  • World Elite Lifestyle Concierge

Your gateway to a personalized, complimentary and exclusive global luxury lifestyle, all year round. You deserve comprehensive, creative, personalized assistance whenever you need it - and that is provided to World Elite MasterCard cardholders through the MasterCard Lifestyle Concierge.

  • World Elite Spa Collection

 Al Masraf World Elite Spa Collection exposes you to the top 100 spas on the planet, along with expert recommendations, insider tips, and a world of opportunities to indulge and unwind.

  • World Elite Golf Concierge

Key Benefits TPC Private Club Access - Special Rate for once a year entry with welcome gift & pro-shop discounts TPC “Course to Yourself” Program ; Customized VIP guest experience ; Meet & greet with box breakfast on first tee with TPC Team Member TPC Resort VIP ; Book a tee time that meets your needs PGA Tour Player Experience ; Live a day in the life of a PGA TOUR professional golfer Play on world-famous courses where the PGA TOUR pros swing, and be treated like a VIP with onsite golf perks and special tee times. 

  • Luxury Travel

When you travel with Al Masraf World Elite MasterCard, you discover a wide-ranging suite of services, savings, and benefits that make planning simple and traveling memorable. 

  • World Elite LoungeKey Airport Lounge Access

As an Al Masraf World Elite MasterCard cardholder, you enjoy access to VIP lounges, regardless of ticket class or airline. Escape the crowded airport and work, rest or unwind in luxury at select lounges around the world. 

  • World Elite Airport Concierge

Enjoy first-class service on the ground at over 450 airports. MasterCard Airport Concierge helps relieve some of the stress associated with air travel. As a World Elite MasterCard Cardholder, you can arrange for a personal, dedicated VIP Meet and Greet agent to escort you through the airport. 


    • Worldwide Acceptance - Al Masraf World Elite MasterCard Credit Card has access to over 27,000 retail outlets in the UAE and over 36 million retail outlets around the world.
    • Al Masraf Points - Al Masraf Points is a revolutionary new banking program that earns you points every time you spend on your Credit Card at home or abroad.
    • Supplementary cards for your family - Get free Supplementary Cards for your family members. As a Primary Cardholder, you can even set spending limits for each of your Supplementary Cards, thereby giving your family greater convenience whilst still controlling spending.
    • Control your card limit - Al Masraf puts you in control to manage your credit limit.
    • Interest Free Credit - Get up to 55 days of interest free credit on your purchases, on payment of your current billing statement in full.

    Core Benefits

      • Preferential rates on Balance Transfer - Transfer your non-Al Masraf Credit Card balances to your Al Masraf Credit Card and enjoy low preferential rates on your transferred balance.
      • 0% Easy Payment Plan (EPP) - 0% Easy Payment Plan (EPP) offers you the comfort of shopping for all the things you love, with the convenience of paying for it later at no extra cost.
      • Cash is so easy with Al Masraf Easy Cash - Easy Cash offers you up to 75% of your Credit Card limit as cash directly to your banking account within the UAE.
      • SMS Alerting service - Each time a transaction is made on your Al Masraf World Elite Credit Card, you’ll receive an instant SMS message, letting you know exactly how much you’ve just spent.