Al Masraf World Mastercard

Al Masraf World Mastercard

Min. salary
Annual fee
AED 500
Best for
  • Dining
  • Balance Transfer
Enjoy privileges and benefits worldwide with the Al Masraf World Mastercard. Get interest free credit and preferential rates on balance transfer. Visit to apply for your Al Masraf World Mastercard.
View Summary
Card Replacement fee
AED 75
Over Limit fee
AED 250
Late payment fee
AED 230
Cash Withdrawal Fee
AED 100 OR 3% Which ever is higher

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Unique Features

  • LoungeKey Airport Lounge Access - LoungeKey allows for simple and easy access as cardholders simply need to present their World MasterCard card to gain access to over 500 Lounges around the world.
  • Al Masraf World MasterCard Concierge - Make Life Easier - Make life easier with your very own personal assistant who will cater to your every need anytime, anywhere, whether you are on the road or at home. You’re in good hands and can relax in the knowledge that wherever you are in the world, there is someone who will work tirelessly to make your life that much easier.
  • MasterCard Airport Concierge provided by Global Airport Concierge - Enjoy first-class service on the ground at over 450 airports. MasterCard Airport Concierge helps relieve some of the stress associated with air travel.As a World MasterCard cardholder, you can arrange for a personal, dedicated VIP Meet and Greet agent to escort you through the airport.
  • Golf Benefits - With over 15 years heritage in the game of golf, MasterCard provides premium cardholders the chance to attend unique outing hosted by our golf ambassadors at renowned golf courses.


    • Worldwide Acceptance - Al Masraf World MasterCard Credit Card has access to over 27,000 retail outlets in the UAE and over 36 million retail outlets around the world.
    • Al Masraf Points - Al Masraf Points is a revolutionary new banking program that earns you points every time you spend on your Credit Card at home or abroad.Whether you’re looking for flights, hotel stays, shopping, or even just straightforward cash back, Al Masraf Points gives it all – using just one credit card.
    • Supplementary cards for your family - As a Primary Cardholder, you can even set spending limits for each of your Supplementary Cards, thereby giving your family greater convenience whilst still controlling spending.
    • Control your card limit - Al Masraf puts you in control to manage your credit limit.
    • Interest Free Credit - Get up to 55 days of interest free credit on your purchases, on payment of your current billing statement in full.

    Core Benefits

      • Preferential rates on Balance Transfer - Transfer your non-Al Masraf Credit Card balances to your Al Masraf Credit Card and enjoy low preferential rates on your transferred balance.
      • 0% Easy Payment Plan (EPP) - 0% Easy Payment Plan (EPP) offers you the comfort of shopping for all the things you love, with the convenience of paying for it later at no extra cost.
      • Cash is so easy with Al Masraf Easy Cash - Easy Cash offers you up to 75% of your Credit Card limit as cash directly to your bank account within the UAE.
      • Purchase Protection - With World MasterCard, you will be insured for loss of a covered purchase due to accidental damage or theft occurring within ninety days from the date of purchase as indicated on the store receipt. 
      • Extended warranty - The Extended Warranty benefit doubles the original manufacturers or store-brand warranty for up to 12 months. It is yours for no additional cost, and there is no need to register your purchases.