ADIB Etihad Guest Gold Card

ADIB Etihad Guest Gold Card

Min. salary
AED 5,000
Annual fee
AED 1,000
Best for
  • Balance Transfer
  • Airmiles
One of the highest rewarding travel cards in the region. Earn up to 1.5​ Etihad Guest Miles for every AED 4 spent and travel anywhere with Etihad Airways.​
View Summary
Card Replacement fee
AED 75
Over Limit fee
Late payment fee
Cash Withdrawal Fee
AED 99 OR 3% Which ever is higher

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Unique Features

  • Welcome bonus of 35,000 Etihad Guest Miles – one of the highest of any travel card in the Middle East.
  • International Non-AED Transactions: Receive up to 1.5 Etihad Guest Miles for every AED 4 equivalent spent.
  • Local AED Transactions: Receive up to 1 Etihad Guest Miles for every AED 4 spent for AED transaction.
  • Free Companion Ticket – not available on any other Card in the Middle East.


  • Fast track to Etihad Guest Silver Tier.
  • Pay your ADIB Etihad Guest Covered Card Annual fees using 30,300 Etihad Guest Miles.
  • Redeem your Etihad Guest Miles for Travel Bookings, Home Furnishing, Electronics and Gifts for family & friends.
  • Free lounge access via LoungeKey.

Core Benefits

  • Free grace period up to 55 days to repay your outstanding balance.
  • A Balance transfer fee of up to 3% or AED 200 will apply; No profit up to 12 months.
  • Free roadside assistance.