ADCB Premium Gold VISA Islamic Card

ADCB Premium Gold VISA Islamic Card

Min. salary
AED 12,000
Annual fee
Avail exclusive benefits with the ADCB Premium Gold Visa Islamic credit card. Earn TouchPoints for every purchase you make with the credit card. Visit to apply for your ADCB Premium Gold Visa credit card.
View Summary
Card Replacement fee
AED 78.75
Over Limit fee
AED 288.75
Late payment fee
AED 241.5
Cash Withdrawal Fee
AED 105 OR 3% Which ever is higher

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Unique Features

  • Bank Rewards
  • Earn 0.75 TouchPoint for every AED 1 you spend with your ADCB Islamic Gold Premium Credit Card. The TouchPoints promise is simple. The more ADCB Islamic Banking Products and Services your use the more rewards you get.


  • Utility Bill Payments: Pay your utility bills through Internet banking or through mobile, 24 hours a day without having to wait on long queues.
  • Pay order: Now you can get cash against your available credit limit with Pay order. Simply call on 800 – 5626 and a cheque will be delivered to your doorstep. What’s more, this amount is absolutely interest free.
  • Fast Pay: You can now pay your ADCB Islamic credit card bills at any one of over 50 ADCB Branches, at 35 select ATMs from our network of over 300 ATMS, ENOC/EPPCO, at 55 Al Ansari Exchanges or at over 50 UAE Exchange Centre Branches.
  • Credit Card Shield (Takaful): Your ADCB Islamic Gold Premium Credit Card offers you protection in case of permanent disability, critical illness or death. To benefit, simply enroll in our Takaful program by paying a nominal monthly fee.

Core Benefits

You can make payments for your ADCB Islamic Banking Touchpoints card outstanding amount through any of our convenient channels as following

  • Personal Internet Banking - click on the “Credit Card Payment” option under the “Islamic Credit Card” menu
  • Mobile Banking App - select your Credit Card which you wish to make payment and choose “Manage your Credit Cards” tab
  • Through any of our branches and ATM with Cash Deposit facility
  • You can also set- up Auto Debit instructions to make payments from ADCB Islamic Banking Savings or Current account.