ADCB Lulu Titanium Card

ADCB Lulu Titanium Card

Min. salary
AED 8,000
Annual fee
Best for
  • Cashback
  • Free for Life
  • Balance Transfer
Avail exclusive benefits with the ADCB Lulu Titanium credit card. Get rewarded with Lulu points and travel privileges for every purchase you make with the credit card. Visit to apply for your ADCB Lulu Titanium credit card.
View Summary
Card Replacement fee
AED 99.75
Over Limit fee
AED 288.75
Late payment fee
AED 315
Cash Withdrawal Fee
AED 105 OR 3% Which ever is higher

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Unique Features

  • Earn 3.5 Lulu points for every AED 1 spent at LULU,1 point for every AED 1 spent elsewhere, redemption with minimum 5,000 points(subject to monthly spend of 3,500).
  • Travel with your LuLu Platinum Credit Card and as a Platinum Card member, you enjoy complimentary access to premium airport lounges across the many cities where you love to travel. 


  • With your ADCB LuLu MasterCard, you can enjoy the best deals from many ongoing special promotions and exclusive spot discount offers at Lulu, Emirates General Market and Al Falah stores in the UAE.
  • Enjoy a cash loan against your available credit limit at low interest rates and repay in easy monthly installments.
  • Convert your purchases into easy installments from 6 to 24 months at low interest rates.
  • Pay your utility bills 24 hours a day without having to wait in long queues.

Core Benefits

  • Protection on your outstanding balance in the event of unforeseen circumstances.
  • Your ADCB Credit Card gives you to the convenience to pay as little as 5% of your outstanding balance each month, and carry forward the balance to the next billing cycle.
  • An affordable global life insurance plan that covers natural death, accidental death, disability and in-patient medical expenses for as little as 50 fils per day.
  • ADCB Credit Card includes added security when you shop online. The 3D Secure feature adds an extra layer of verification, so buying online is even more safe.