ADCB Islamic Gold Card

ADCB Islamic Gold Card

Min. salary
AED 8,000
Annual fee
AED 210
Avail exclusive benefits with the ADCB Islamic Gold credit card. Earn TouchPoints for every purchase you make with the credit card. Visit to apply for your ADCB Islamic gold credit card.
View Summary
Card Replacement fee
AED 78.75
Over Limit fee
Late payment fee
AED 241.5
Cash Withdrawal Fee
AED 52.5 OR 3% Which ever is higher

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Unique Features

  • TouchPoints Reward Program - TouchPoints : Earn 0.75 TouchPoint for every AED 1 you spend with your ADCB Islamic Gold Credit Card. The TouchPoints promise is simple. The more ADCB Islamic Banking Products and Services you use the more rewards you get.


  • Utility Bill Payments: Pay your utility bills through Internet banking or through your mobile 24 hours a day without waiting in long queues.
  • Pay order: Now you can get cash against your available credit limit with a Pay order.
  • Fast Pay: You can now pay your Credit Card bills at any one of over 50 ADCB Branches, at 38 select ATMs from our network of Over 300 ATMS.
  • Islamic Credit Card Shield (Takaful): Your ADCB Islamic Gold Credit Card offers you protection in case of permanent disability, critical illness or death. To benefit, simply enroll in our Takaful program by paying a nominal monthly fee.

Core Benefits

  • You can make payments for your ADCB Islamic Banking Touchpoints card outstanding amount through any of our convenient channels as following :
    •  Personal Internet Banking - click on the “Credit Card Payment” option under the “Islamic Credit Card” menu.
    • Mobile Banking App - select your Credit Card which you wish to make payment and choose “Manage your Credit Cards” tab.
    • Through any of our branches and ATM with Cash Deposit facility.
    • You can also set- up Auto Debit instructions to make payments from ADCB Islamic Banking Savings or Current account.