Top up loans for existing customers

Top up loans for existing customers

Min. salary
AED 7,000
Max. Amount
AED 1,000,000
Effective rate
As a valued Mashreq customer with a good payment history, you can use our top up loan facility.
View Summary
Salary Transfer
Minimum Tenure
6 months
Maximum Tenure
48 month
Early settlement

Apply online now

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  • It is a type of loan that extends your borrowing limit on an existing loan. 
  • Many of the customers get a top up loan to cover upcoming financial needs. Sometimes, these needs are spontaneous and unexpected - therefore the easiest way to pay for them is to get a top up loan from Mashreq. 
  • Like with any product we offer, the amount you borrow is based on what you can realistically afford to repay - so the size of your top up loan is always sensible

Documents Required

  • A security cheque with the requested loan amount
  • A completed top up loan application form (we provide you with the incomplete version first)
  • A copy of your passport
  • Valid Emirates ID


  • Your employer needs to be part of the list of Mashreq-approved companies
  • You need to be earning a minimum salary of AED 7,000
  • Your salary should be transferred to Mashreq (if not already)
  • The maximum loan amount can go up to AED 1,000,000 for Expatriate & AED 3,000,000 for Emiratis