Personal Loan for Emiratis

Personal Loan for Emiratis

Min. salary
AED 10,000
Max. Amount
AED 3,000,000
Effective rate
Our Personal Loans for Emiratis offer high loan limits at attractive interest rates, and cater to the financial needs of a wide range of UAE professionals at convenient repayment options.
View Summary
Salary Transfer
Minimum Tenure
6 months
Maximum Tenure
48 month
Early settlement

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  • High loan amounts of up to 20 salary multiples, max AED 3 million
  • Competitive rates of interest
  • Comfortable repayment loan tenure of up to 48 months (except for employees of Ministry of Defense where maximum tenor is up to 60 months)
  • Exciting bundled offers available with extra benefits
  • Simple documentation and quick processing
  • Top-up facility available for existing loan customers
  • Islamic finance option is available

Documents Required

  • Copy of Passport
  • Copy of valid Emirates ID
  • Salary Transfer Letter from employer as per Mashreq format
  • Last 3 months bank statement
  • Personal Loan Application Form – “will be provided by Mashreq”
  • Copy of family book


  • Minimum monthly salary of AED 10,000
  • Salary needs to be transferred to Mashreq
  • Employer needs to be part of the approved list of companies with Mashreq
  • The loan installment along with the overall regular monthly installments should not exceed 50% of the monthly salary