UAE National Personal Loan w/additional income

UAE National Personal Loan w/additional income

Min. salary
AED 5,000
Max. Amount
AED 4,000,000
Effective rate
With this loan, UAE Nationals can turn their extra rental income or earned sponsorship fee into a loan opportunity and get additional financing for unexpected expenses.
View Summary
Salary Transfer
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement

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  • Attractive reducing interest rates starting from 5.24%, reducing rates 2.77% flat 
  • Loan amounts up to AED 4,000,000
  • No collateral or guarantor required
  • Free Bank Account with no minimum balance requirement

Documents Required

  • Valid Passport Copy with valid Resident Visa page
  • UAE Nationals: Ibara page of UAE Nationals
  • Original Emirates ID and Emirates ID copy
  • Proof of Residency or Utility Bill
  • Updated Security Cheque
  • Credit Card Statements (Where applicable) Salaried Individual
  • Latest 3 Months Bank statement
  • Latest Salary Certificate / Salary Transfer Letter Self-Employed
  • Latest 6 Months Bank statement
  • Trade License
  • MOA (Memorandum of Association)
  • POA (Power of Attorney) Loan to Minor
  • Attested copies of guarantor/co-borrowers Passport and Visa, Emirates ID, Trade License & Income Details


  • Only UAE Nationals can apply for this loan
  • Minimum salary of AED 5,000 is required
  • It is mandatory to transfer your salary