Loan without salary transfer

Loan without salary transfer

Min. salary
AED 10,000
Max. Amount
AED 500,000
Effective rate
14.99%
We give everyone the opportunity and financial assistance needed to achieve their goals. So even if you do not have a Salary Transfer Account with us, you may still apply and enjoy a Personal Loan with Emirates NBD
View Summary
Salary Transfer
Not Required
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement
1.00%

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Features

  • Loan amounts up to AED 500,000 for both UAE Nationals and Expatriates
  • Competitive interest rates starting 14.99% reducing
  • Repayment period of up to 48 months
  • Mode of repayment is through Direct Debit System (DDS)
  • Min salary is 10,000 

Documents Required

  • Valid Passport Copy with valid Resident Visa page
  • UAE Nationals: Idbara page of UAE Nationals
  • Original Emirates ID and Emirates ID copy
  • Proof of Residency or Utility Bill
  • Undated Security Cheque
  • Credit Card Statements (Where applicable)
  • Latest 3 Months Bank statement
  • Latest Salary Certificate / Salary Transfer Letter

Eligibility

  • Minimum monthly salary should be AED 10,000