Loan for New to Country / New to Employment

Loan for New to Country / New to Employment

Min. salary
AED 10,000
Max. Amount
AED 600,000
Effective rate
We want to ensure that your financial transition to the country is made as easy as possible, with a loan package specifically created just for you.
View Summary
Salary Transfer
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement

Apply online now

Fill in your details and our expert advisor will contact you soon.


  • Rates starting 5.24%, reducing rates 2.77% flat
  • No minimum length of service required
  • High loan amounts up to AED 600,000
  • Option of Current or Savings Account with no minimum balance requirement
  • Free International ATM/Debit Card
  • Please mention new to country

Documents Required

  • Valid Passport Copy with valid Resident Visa page
  • UAE Nationals: Ibara page of UAE Nationals
  • Original Emirates ID and Emirates ID copy
  • Proof of Residency or Utility Bill
  • Updated Security Cheque
  • Credit Card Statements (Where applicable)
  • Salaried Individual
    • Latest 3 Months Bank statement
    • Latest Salary Certificate / Salary Transfer Letter
  • Self-Employed
    • Latest 6 Months Bank statement
    • Trade License
    • MOA (Memorandum of Association)
    • POA (Power of Attorney)
  • Loan to Minor
    • Attested copies of guarantor/co-borrowers Passport and Visa, Emirates ID, Trade License & Income Details


  • Minimum salary of AED 10,000
  • First salary should be credited to the account with Emirates NBD
  • Customer's employer must be on Emirates NBD's Approved List of Employers.