End of Service Benefit Backed Personal Loans

End of Service Benefit Backed Personal Loans

Min. salary
AED 3,000
Max. Amount
AED 4,000,000
Effective rate
Have your End-of-Service Benefit assigned to Emirates NBD by your employer and get the loan package that meets your financial requirement.
View Summary
Salary Transfer
Minimum Tenure
12 months
Maximum Tenure
48 month
Early settlement

Apply online now

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  • Loan amounts up to 90% of End-of-Service Benefit amount
  • Attractive reducing interest rates
  • Fast processing of loan application

Documents Required

    • Valid Passport Copy with valid Resident Visa page
    • UAE Nationals: Idbara page of UAE Nationals
    • Original Emirates ID and Emirates ID copy
    • Proof of Residency or Utility Bill
    • Undated Security Cheque
    • Credit Card Statements (Where applicable)
    • Latest 6 Months Bank statement
    • Trade License
    • MOA (Memorandum of Association)
    • POA (Power of Attorney)
    • Latest 3 Months Bank statement
    • Latest Salary Certificate / Salary Transfer Letter


    • Gratuity/End-of-Service Benefit amount must be specified in the Salary Transfer Letter
    • Minimum monthly salary of the applicant should be AED 3,000
    • Minimum loan amount that can be taken is AED 10,000
    • Customers must be employed with Emirate NBD's Approved List of Employers